| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL 6 SAN DIEGO, CA 92101 | UNLTEDHEALTHCARE INSURANCE COMPANY | $2K | $55K | $57K | 2.97% |
| WEBB FINANCIAL GROUP LLC3 | 250 E ILLINOIS RD LAKE FOREST, IL 60045 | UNLTEDHEALTHCARE INSURANCE COMPANY | $896 | $38K | $38K | 1.99% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 1120 SANCTUARY PKWY STE 300 ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | $4K | $13K | 6.88% |
| BOON ADMINISTRATIVE SERVICES5 | 234 SPRING LAKE DR. ITASCA, IL 601433202 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $12K | $16K | 9.75% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 0.64% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | STE 300 1120 SANCTUARY PKWY ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $646 | $0 | $646 | 4.60% |
| WEBB FINANCIAL GROUP LLC3 Filed as: WEBB FINANCIAL GROUP | 250 E ILLINOIS RD LAKE FOREST, IL 60045 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $75 | $0 | $75 | 0.53% |
| CARUTH, JENNON, M3 Filed as: CARUTH, JENNON M | STE 710 7825 WASHINGTON AVE S BLOOMINGTON, MN 55439 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $62 | $0 | $62 | 0.44% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | PO BOX 8299 PASADENA, CA 91109 | UNITEDHEALTHCARE INSURANCE COMPANY | $565 | $0 | $565 | 5.96% |
| CARUTH, JENNON, M3 | STE 710 7825 WASHINGTON AVE S BLOOMINGTON, MN 55439 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $181 | $0 | $181 | 2.61% |
| WEBB FINANCIAL GROUP LLC3 Filed as: WEBB FINANCIAL GROUP | 250 E ILLINOIS RD LAKE FOREST, IL 60045 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $91 | $0 | $91 | 1.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 300 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 13 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 313 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNLTEDHEALTHCARE INSURANCE COMPANY | 433 | $1.9M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 222 | $165K |
| Vision | UNLTEDHEALTHCARE INSURANCE COMPANY | 433 | $1.9M |
| Life insurance(3 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 55 | $30K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 422 | $195K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 422 | $195K |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 55 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 433 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.