| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WEBB FINANCIAL GROUP LLC3 | 250 E ILLINOIS RD LAKE FOREST, IL 60045 | BLUECROSS BLUESHIELD OF ILLINOIS | $70K | $0 | $70K | 4.25% |
| WEBB, CHRIS L3 Filed as: WEBB FINANCIAL GROUP LLC DBA | WEBB INSURANCE GROUP 250 E ILLINOIS RD STE 100 LAKE FOREST, IL 600451971 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.40% |
| WEBB FINANCIAL GROUP LLC3 Filed as: WEBB FINANCIAL GROUP | 250 E ILLINOIS RD LAKE FOREST, IL 60045 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $0 | $6K | 5.16% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIENT INSURANCE SERVICES | STE 300 1120 SANCTUARY PKWY ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $1K | $4K | 3.31% |
| WEBB FINANCIAL GROUP LLC3 | DBA WEBB INSURANCE GROUP 250 EAST ILLINOIS ROAD LAKE FOREST, IL 60045 | DEARBORN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 8.67% |
| WEBB FINANCIAL GROUP LLC3 Filed as: WEBB FINANCIAL GROUP | 250 E ILLINOIS RD LAKE FOREST, IL 60045 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $432 | $0 | $432 | 2.50% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | STE 300 1120 SANCTUARY PKWY ALPHARETTA, GA 30009 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $301 | $0 | $301 | 1.74% |
| CARUTH, JENNON, M3 | STE 710 7825 WASHINGTON AVE S BLOOMINGTON, MN 55439 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $66 | $0 | $66 | 0.38% |
| WEBB FINANCIAL GROUP LLC3 | 250 E ILLINOIS RD LAKE FOREST, IL 60045 | UNITEDHEALTHCARE INSURANCE COMPANY | $298 | $0 | $298 | 3.15% |
| CARUTH, JENNON, M3 | STE 710 7825 WASHINGTON AVE S BLOOMINGTON, MN 55439 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $250 | $0 | $250 | 2.98% |
| WEBB FINANCIAL GROUP LLC3 Filed as: WEBB FINANCIAL GROUP | 250 E ILLINOIS RD LAKE FOREST, IL 60045 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $123 | $0 | $123 | 1.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 202 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 6 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 209 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 376 | $1.7M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 181 | $138K |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 237 | $31K |
| Life insurance(4 contracts, 4 carriers) | DEARBORN LIFE INSURANCE COMPANY | 555 | $66K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 293 | $109K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 293 | $109K |
| Other(3 contracts, 3 carriers) | DEARBORN LIFE INSURANCE COMPANY | 555 | $57K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 555 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.