| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701B STREET SAN DIEGO, CA 92101 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $165K | — | $165K | 3.10% |
| BROGAN, DAVID, DEWAYNE3 Filed as: BROGAN PATRICK | 7896 SUGAR PINE BLVD LAKELAND, FL 33810 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $21K | — | $21K | 18.31% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET 6TH FLR SAN DIEGO, CA 92101 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10K | — | $10K | 8.37% |
| AMERICAN BNFTS & COMP SYS INC3 | 101 PARK AVE 14TH FLOOR NEW YORK, NY 10178 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | $2K | $2K | 1.32% |
| BROGAN, DAVID, DEWAYNE3 Filed as: BROGAN PATRICK | 3102 W WATERS AVE SUITE 103 TAMPA, FL 33614 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $554 | — | $554 | 0.48% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT EMPLOYEE BENEFITS-GLEN ALLE | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | EYEMED VISION CARE | $3K | — | $3K | 6.58% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES-TAMPA,FL | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | EYEMED VISION CARE | $895 | — | $895 | 2.32% |
| BROGAN, DAVID, DEWAYNE3 Filed as: BROGAN PATRICK | 3102 W WATERS AVE SUITE 103 TAMPA, FL 33614 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 4.31% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET 6TH FL SAN DIEGO, CA 92101 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $517 | — | $517 | 1.84% |
| MMG AGENCY INC.3 Filed as: MMG AGENCY INC | 1145 FOREST AVENUE STATEN ISLAND, NY 10310 | FEDERAL INSURANCE COMPANY | $557 | — | $557 | 14.99% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701B STREET SAN DIEGO, CA 92101 | FEDERAL INSURANCE COMPANY | $557 | — | $557 | 14.99% |
| BROGAN, DAVID, DEWAYNE3 | 3102 W WATERS AVE STE 103 TAMPA, FL 33614 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $58 | — | $58 | 4.63% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | A/R DIRECT BILL EB ALLIANT INSURANCE SERVICES, INC. SAN DIEGO, FL 92101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $25 | — | $25 | 2.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 890 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 894 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | 691 | $5.3M |
| Dental | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | 691 | $5.3M |
| Vision | EYEMED VISION CARE | 546 | $39K |
| Life insurance | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 219 | $116K |
| Other(4 contracts, 3 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 890 | $149K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 890 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.