| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701B STREET SAN DIEGO, CA 92101 | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $233K | — | $233K | 2.76% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1125 SANCTUARY PKWY STE 300 ALPHARETTA, GA 300097614 | METROPOLITAN LIFE INSURANCE COMPANY | $37K | $89 | $37K | 5.06% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 770565306 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $12K | $12K | 1.63% |
| BROGAN, DAVID, DEWAYNE3 | 3102 W WATERS AVE STE 103 TAMPA, FL 33614 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $64K | $0 | $64K | 26.68% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | A/R DIRECT BILL EB,ALLIANT INS SER 701B STREET,6TH FLOOR SAN DIEGO, FL 92101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $28K | $763 | $28K | 11.77% |
| NATIONAL BFTS GROUP OF AMERICA INC3 | 3102 W WATERS AVE STE 103 TAMPA, FL 33614 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $7K | $7K | 2.74% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC.-HQ | ATTN ERICA MENDEZ 1301 DOVE ST STE 200 NEWPORT BEACH, CA 92660 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $1K | $1K | 0.55% |
| BROGAN, DAVID, DEWAYNE3 | 3102 W WATERS AVE STE 103 TAMPA, FL 33614 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $65K | — | $65K | 29.43% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | A/R DIRECT BILL EB ALLIANT INSURANCE SERVICES, INC. SAN DIEGO, FL 92101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $28K | $1K | $29K | 13.10% |
| NATIONAL BNFTS GROUP OF AMERICA INC3 | 3102 W WATERS AVE STE 103 TAMPA, FL 33614 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $7K | $7K | 3.08% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC.-HQ | ATTN ERICA MENDEZ 1301 DOVE ST STE 200 NEWPORT BEACH, CA 92660 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 0.50% |
| BROGAN, DAVID, DEWAYNE3 | 3102 W WATERS AVE STE 103 TAMPA, FL 33614 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $45K | — | $45K | 38.28% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | A/R DIRECT BILL EB ALLIANT INSURANCE SERVICE, INC. SAN DIEGO, FL 92101 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $19K | $531 | $20K | 16.86% |
| NATIONAL BFTS GROUP OF AMERICA INC3 | 3102 W WATERS AVE STE 103 TAMPA, FL 33614 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $3K | $3K | 2.95% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC.- HQ | ATTN ERICA MENDEZ, 1301 DOVE ST STE 200 NEWPORT BEACH, CA 92660 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $550 | $550 | 0.47% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES-TAMPA,FL | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | EYEMED | $4K | $0 | $4K | 4.16% |
| MMG AGENCY INC.3 Filed as: MMG AGENCY INC | 1145 FOREST AVENUE STATEN ISLAND, NY 10310 | FEDERAL INSURANCE COMPANY | $557 | — | $557 | 14.99% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701B STREET SAN DIEGO, CA 92101 | FEDERAL INSURANCE COMPANY | $557 | — | $557 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,271 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 13 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,293 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | 822 | $8.4M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,533 | $738K |
| Vision | EYEMED | 1,262 | $88K |
| Life insurance | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 391 | $117K |
| Other(4 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,200 | $504K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,200 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.