| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD STE, 500 CLEVELAND, OH 44131 | DELTA DENTAL OF OHIO | $6K | $613 | $7K | 1.82% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD STE, 500 INDEPENDENCE, OH 44131 | STANDARD INSURANCE COMPANY | $30K | $4K | $33K | 16.35% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD. STE 365 BEACHWOOD, OH 44122 | STANDARD INSURANCE COMPANY | — | $5K | $5K | 2.62% |
| WESTERN RESERVE HOSPITAL3 | 1900 23RD ST CUYAHOGA FALLS, OH 44223 | STANDARD INSURANCE COMPANY | — | $4K | $4K | 2.21% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD STE, 500 INDEPENDENCE, OH 44131 | STANDARD INSURANCE COMPANY | $20K | $3K | $23K | 11.63% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD. STE 365 BEACHWOOD, OH 44122 | STANDARD INSURANCE COMPANY | — | $5K | $5K | 2.45% |
| WESTERN RESERVE HOSPITAL3 | 1900 23RD ST CUYAHOGA FALLS, OH 44223 | STANDARD INSURANCE COMPANY | — | $5K | $5K | 2.32% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD STE, 500 INDEPENDENCE, OH 44131 | STANDARD INSURANCE COMPANY | $22K | $2K | $24K | 16.64% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD. STE 365 BEACHWOOD, OH 44122 | STANDARD INSURANCE COMPANY | — | $4K | $4K | 2.47% |
| WESTERN RESERVE HOSPITAL3 | 1900 23RD ST CUYAHOGA FALLS, OH 44223 | STANDARD INSURANCE COMPANY | — | $3K | $3K | 2.31% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD STE, 500 INDEPENDENCE, OH 44131 | STANDARD INSURANCE COMPANY | $16K | $1K | $18K | 19.93% |
| CENTRO BENEFITS RESEARCH LLC3 | 24500 CHAGRIN BLVD. STE 365 BEACHWOOD, OH 44122 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 2.61% |
| WESTERN RESERVE HOSPITAL3 | 1900 23RD ST CUYAHOGA FALLS, OH 44223 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 2.41% |
| THE FEDELI GROUP3 Filed as: THE FIDELI GROUP | 5005 ROCKSIDE RD, 5TH FLOOR INDEPENDENCE, OH 44131 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $11K | — | $11K | 13.26% |
| THREEFLOW3 | 306 W. ERIE STREET, SUITE #300 CHICAGO, IL 60654 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $11K | — | $11K | 13.26% |
| LIFETIME FINANCIAL GROWTH OF AKRON3 | 7 HANOVER SQUARE NEW YORK, NY 100042616 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 3.92% |
| GARY D. SIRAK3 | 4700 DRESSLER RD NW CANTON, OH 44718 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 3.23% |
| JEFFREY A. SIRAK3 | 4700 DRESSLER RD NW CANTON, OH 44718 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 3.09% |
| ERIK R. MILICEVIC3 | 4700 DRESSLER RD NW CANTON, OH 44718 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | $173 | — | $173 | 0.41% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD STE, 500 INDEPENDENCE, OH 44131 | DELTA DENTAL OF OHIO | $199 | $17 | $216 | 2.20% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD STE, 500 INDEPENDENCE, OH 44131 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $88 | — | $88 | 11.41% |
| THREEFLOW3 | 306 W. ERIE STREET, SUITE #300 CHICAGO, IL 60654 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $88 | — | $88 | 11.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 783 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 33 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 826 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL OF OHIO | 1,140 | $399K |
| Vision(2 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 1,018 | $83K |
| Life insurance | STANDARD INSURANCE COMPANY | 814 | $203K |
| Short-term disability | STANDARD INSURANCE COMPANY | 519 | $199K |
| Long-term disability | STANDARD INSURANCE COMPANY | 567 | $144K |
| Other | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | 13 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,140 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.