Welfare broker

THREEFLOW

Mailing address (most recent filing)

306 W ERIE STREET

SUITE 300

CHICAGO, IL 60654

Total comp: $37K
Commissions: $30K
Fees: $7K
Filings: 68
Sponsors: 68

Carrier mix

Where THREEFLOW places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRUDENTIAL INSURANCE COMPANY OF AMERICA50.0%
AETNA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRUDENTIAL INSURANCE COMPANY OF AMERICA	1	$223K	50.0%
AETNA LIFE INSURANCE COMPANY	1	$5.0M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WA	1	$223K	0.1%	30.86x
VA	1	$5.0M	0.0%	22.94x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THREEFLOW's plans by broker comp / premium ratio. Median 1.14% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of THREEFLOW's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where THREEFLOW is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SOUND SOUND MEDICAL/DENTAL	WA	$223K	$3K	PRUDENTIAL INSURANCE COMPANY OF AMERICA
KINSALE MANAGEMENT, INC. KINSALE MANAGEMENT, INC. GROUP WELFARE PLAN	VA	$5.0M	$0	AETNA HEALTH, INC.