| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SRS SERVICES, LLC3 | 2839 PACES FERRY RD SE STE 830 ATLANTA, GA 303395770 | RELIASTAR LIFE INSURANCE COMPANY | — | $39K | $39K | 7.18% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD STE, 500 INDEPENDENCE, OH 44131 | DELTA DENTAL OF OHIO | $7K | — | $7K | 1.84% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD 5TH FL CROWN CENTE INDEPENDENCE, OH 44131 | STANDARD INSURANCE COMPANY | $26K | — | $26K | 13.37% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD STE, 500 INDEPENDENCE, OH 44131 | STANDARD INSURANCE COMPANY | — | $7K | $7K | 3.67% |
| WESTERN RESERVE HOSPITAL3 | 1900 23RD ST CUYAHOGA FALLS, OH 44223 | STANDARD INSURANCE COMPANY | — | $6K | $6K | 3.31% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD 5TH FL CROWN CENTE INDEPENDENCE, OH 44131 | STANDARD INSURANCE COMPANY | $33K | — | $33K | 17.03% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD 5TH FL CROWN CENTE INDEPENDENCE, OH 44131 | STANDARD INSURANCE COMPANY | — | $7K | $7K | 3.67% |
| WESTERN RESERVE HOSPITAL3 | 1900 23RD ST CUYAHOGA FALLS, OH 44223 | STANDARD INSURANCE COMPANY | — | $6K | $6K | 3.19% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD STE, 500 INDEPENDENCE, OH 44131 | STANDARD INSURANCE COMPANY | $25K | — | $25K | 17.82% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD 5TH FL CROWN CENTE INDEPENDENCE, OH 44131 | STANDARD INSURANCE COMPANY | — | $5K | $5K | 3.67% |
| WESTERN RESERVE HOSPITAL3 | 1900 23RD ST CUYAHOGA FALLS, OH 44223 | STANDARD INSURANCE COMPANY | — | $5K | $5K | 3.34% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD STE, 500 INDEPENDENCE, OH 44131 | STANDARD INSURANCE COMPANY | $14K | — | $14K | 16.94% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD 5TH FL CROWN CENTE INDEPENDENCE, OH 44131 | STANDARD INSURANCE COMPANY | — | $3K | $3K | 3.71% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD STE, 500 INDEPENDENCE, OH 44131 | EYE MED VISION CARE | $10K | — | $10K | 11.97% |
| LIFETIME FINANCIAL GROWTH OF MI3 Filed as: LIFETIME FINANCIAL GROWTH OF AKRON | 7 HANOVER SQUARE NEW YORK, NY 100042616 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 7.95% |
| GARY D. SIRAK3 | 5411 DOWNINGSGATE CIR NW CANTON, OH 44718 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 5.90% |
| JEFFREY A. SIRAK3 | 4700 DRESSLER RD NW CANTON, OH 44718 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 5.51% |
| ERIK R. MILICEVIC3 | 4700 DRESSLER RD NW CANTON, OH 44718 | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | $409 | — | $409 | 0.90% |
| THE FEDELI GROUP3 Filed as: THE FEDELI GROUP, INC. | 5005 ROCKSIDE RD STE, 500 INDEPENDENCE, OH 44131 | DELTA DENTAL OF OHIO | $222 | — | $222 | 1.98% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| VOYA FINANCIAL EIN 41-0451140 CONSULTANT | Other services Service code 49 | — | $550K |
| COMMUNITY INSURANCE COMPANY EIN 31-1440175 | Other services Service code 49 | — | $201K |
| CONTIGO HEALTH EIN 34-1593929 | Other services Service code 49 | — | $131K |
| THE FEDELI GROUP, INC. EIN 34-1310398 CONSULTANT | Consulting (general) Service code 16 | — | $42K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 793 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 36 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 834 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | RELIASTAR LIFE INSURANCE COMPANY | 610 | $550K |
| Dental(2 contracts) | DELTA DENTAL OF OHIO | 1,171 | $414K |
| Vision(2 contracts) | EYE MED VISION CARE | 992 | $80K |
| Life insurance | STANDARD INSURANCE COMPANY | 815 | $192K |
| Short-term disability | STANDARD INSURANCE COMPANY | 538 | $196K |
| Long-term disability | STANDARD INSURANCE COMPANY | 587 | $141K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 610 | $550K |
| Other | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA | 14 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,171 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.