No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERICAN LEGAL SERVICES EIN 42-1411337 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $182K |
| ELMORE & REID EIN 37-1234692 NONE | Legal; Direct payment from the plan Service code 29 | — | $27K |
| LAW OFFICES OF KEVIN HOLT NONE | Legal; Direct payment from the plan Service code 29 | 7014 W OKANOGAN PL KENNEWICK, WA 99336 | $21K |
| KELLY & LEMMONS, PA EIN 41-1228060 NONE | Legal; Direct payment from the plan Service code 29 | — | $18K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $16K |
| LISA ELLIOTT NONE | Legal; Direct payment from the plan Service code 29 | PO BOX 252 FOX ISLAND, WA 98333 | $16K |
| INT'L BROTHERHOOD OF TEAMSTERS EIN 53-0215427 RELATED PARTY | Other fees; Direct payment from the plan Service code 50 | — | $11K |
| SMITH,MILLS & SCHROCK LAW EIN 26-0041297 NONE | Legal; Direct payment from the plan Service code 29 | — | $8K |
| ALAN BILLER ASSOCIATES INC EIN 94-2854958 NONE | Direct payment from the plan; Investment management Service code 28 | — | $6K |
| LABOR BENEFITS, LLC EIN 32-0028913 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $6K |
| TREVETT CRISTO EIN 83-0871971 NONE | Legal; Direct payment from the plan Service code 29 | — | $6K |
| MAKNOON & ASSOCIATES EIN 20-1901884 NONE | Legal; Direct payment from the plan Service code 29 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,179 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 6,179 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 6,179 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,179 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.