| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM A. GRAHAM COMPANY | 1 PENN SQUARE WEST PHILADELPHIA, PA 19102 | KAISER FOUNDATION HEALTH PLAN INC | $52K | $0 | $52K | 5.05% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM A. GRAHAM COMPANY | ONE PENN SQUARE WEST PHILADELPHIA, PA 19102 | UNITEDHEALTHCARE INSURANCE COMPANY | $62K | $0 | $62K | 9.80% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM A. GRAHAM COMPANY | ONE PENN SQUARE WEST PHILADELPHIA, PA 19102 | VISION SERVICE PLAN | $2K | $0 | $2K | 1.68% |
| USI INSURANCE SERVICES LLC3 | 1787 SENTRY PARKWAY WEST, VEVA 16 BLUE BELL, PA 19422 | VISION SERVICE PLAN | $160 | $0 | $160 | 0.15% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM A. GRAHAM COMPANY | ONE PENN SQUARE WEST PHILADELPHIA, PA 19102 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $7K | $51 | $7K | 8.96% |
| MJ INSURANCE3 Filed as: MICHELE PARADISE AND VARIOUS AGENTS | 117 CHATEAU LATOUR KENNER, LA 70065 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $299 | $3K | 3.89% |
| JULIA GEORGE3 | 775 NJ-70 MARLTON, NJ 08053 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $1K | $3K | 3.36% |
| MERRIDITH STANTON3 | 316 WOODLAWN TERRACE COLLINGSWOOD, NJ 08108 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $389 | $2K | 2.44% |
| MARK E. LEVEQUE3 | 4413 HENICAN PLACE METAIRIE, LA 70003 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $33 | $2K | 1.92% |
| KEVIN STANTON3 | 1405 CHEWS LANDING ROAD LAUREL SPRINGS, NJ 08021 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 1.35% |
| TIMOTHY J REED3 Filed as: TIMOTHY J. REED | 21 AZALEA DRIVE LUMBERTON, NJ 08048 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $564 | $248 | $812 | 1.00% |
| JULIA GEORGE3 | 775 NJ-70 MARLTON, NJ 08053 | THE PAUL REVERE LIFE INSURANCE COMPANY | $2 | $0 | $2 | 0.88% |
| KEVIN STANTON3 | 1405 CHEWS LANDING ROAD LAUREL SPRINGS, NJ 08021 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1 | $0 | $1 | 0.44% |
| MERRIDITH STANTON3 | 316 WOODLAWN TERRACE COLLINGSWOOD, NJ 08108 | THE PAUL REVERE LIFE INSURANCE COMPANY | $1 | $0 | $1 | 0.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,236 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,236 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 176 | $1.1M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 1,236 | $636K |
| Vision | VISION SERVICE PLAN | 1,009 | $106K |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 1,236 | $636K |
| Short-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 1,236 | $636K |
| Long-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 1,236 | $636K |
| Prescription drug(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 176 | $1.1M |
| Other(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,236 | $718K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,236 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.