| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOBBY SHERRILL3 | 900 20TH AVE MERIDIAN, MA 39301 | BLUE CROSS BLUE SHIELD OF MISSISSIPPI | $5K | — | $5K | 5.45% |
| BOBBY SHERRILL3 | 900 20TH AVE MERIDIAN, MS 39301 | BLUE CROSS BLUE SHIELD OF MISSISSIPPI | $3K | — | $3K | 5.03% |
| BOBBY SHERRILL3 | P.O. BOX 990 MERIDIAN, MS 393020990 | BLUE CROSS BLUE SHIELD OF MISSISSIPPI | $759 | — | $759 | 1.31% |
| INSURANCE ADVISORY GROUP, LLC3 Filed as: INSURANCE ADVISORY GROUP | 900 20TH AVE MERIDIAN, MS 393015115 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 6.24% |
| BOBBY SHERRILL3 | P.O. BOX 990 MERIDIAN, MS 393020990 | BLUE CROSS BLUE SHIELD OF MISSISSIPPI | $517 | — | $517 | 2.45% |
| BOBBY SHERRILL3 | 900 20TH AVE MERIDIAN, MS 39301 | BLUE CROSS BLUE SHIELD OF MISSISSIPPI | $231 | — | $231 | 1.31% |
| PETER MIMS3 | PO BOX 821301 VICKSBURG, MS 391821301 | BLUE CROSS BLUE SHIELD OF MISSISSIPPI | $374 | — | $374 | 2.15% |
| INSURANCE ADVISORY GROUP, LLC3 Filed as: INSURANCE ADVISORY GROUP | 900 20TH AVE MERIDIAN, MS 39301 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 18.00% |
| EDWIN DEREK PEARCE3 | 623 PICKETTS MILL DR SHREVEPORT, LA 71115 | METROPOLITAN LIFE INSURANCE COMPANY | $154 | — | $154 | 1.13% |
| RAMONA S PEARCE3 | 432 GUIDE ROAD BRANDON, MS 39042 | METROPOLITAN LIFE INSURANCE COMPANY | $148 | — | $148 | 1.08% |
| INSURANCE ADVISORY GROUP, LLC3 | PO BOX 990 MERIDIAN, MS 39302 | STARMOUNT LIFE INSURANCE COMPANY | $630 | — | $630 | 13.13% |
| INSURANCE ADVISORY GROUP, LLC3 | P.O. BOX 990 MERIDIAN, MS 39301 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $237 | — | $237 | 10.89% |
| ABLE BENEFIT SOLUTIONS3 Filed as: ABLE BENEFIT SOLUTIONS, INC. | P.O. BOX 11407, DEPT #2142 BIRMINGHAM, AL 35246 | USABLE LIFE | $156 | — | $156 | 15.00% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUE CROSS & BLUE SHIELD OF ALABAMA | 450 RIVERCHASE PKWY E HOOVER, AL 352442858 | VISION SERVICE PLAN | $39 | — | $39 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 91 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 91 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 4 carriers) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 22 | $651K |
| Dental(3 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 92 | $176K |
| Vision(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF ALABAMA | 39 | $107K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 51 | $3K |
| Prescription drug(2 contracts) | BLUE CROSS BLUE SHIELD OF ALABAMA | 22 | $146K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 58 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 92 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.