Welfare broker

INSURANCE ADVISORY GROUP, LLC

Mailing address (most recent filing)

PO BOX 990

MERIDIAN, MS 39302

Total comp: $446K
Commissions: $440K
Fees: $6K
Filings: 12
Sponsors: 12

Carrier mix

Where INSURANCE ADVISORY GROUP, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BERKLEY LIFE AND HEALTH INSURANCE COMPANY33.3%
UNITED HEALTHCARE INSURANCE COMPANY33.3%
STARMOUNT LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BERKLEY LIFE AND HEALTH INSURANCE COMPANY	1	$123K	33.3%
UNITED HEALTHCARE INSURANCE COMPANY	1	$2.7M	33.3%
STARMOUNT LIFE INSURANCE COMPANY	1	$0	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MS	3	$2.8M	0.6%	248.48x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INSURANCE ADVISORY GROUP, LLC's plans by broker comp / premium ratio. Median 7.97% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of INSURANCE ADVISORY GROUP, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where INSURANCE ADVISORY GROUP, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SOUTHERN PIPE AND SUPPLY CO., INC. SOUTHERN PIPE & SUPPLY CO., INC. WRAP PLAN	MS	$2.7M	$373K	UNITED HEALTHCARE INSURANCE COMPANY
COMMUNITY BANK OF MISSISSIPPI COMMUNITY BANK OF MISSISSIPPI VISION	MS	$0	$9K	STARMOUNT LIFE INSURANCE COMPANY
HOTEL & RESTAURANT SUPPLY HOTEL & RESTAURANT SUPPLY WELFARE BENEFIT PLAN	MS	$123K	$3K	BERKLEY LIFE

Carrier

Plans

Premium

BERKLEY LIFE AND HEALTH INSURANCE COMPANY

$123K

33.3%

UNITED HEALTHCARE INSURANCE COMPANY

$2.7M

33.3%

STARMOUNT LIFE INSURANCE COMPANY

33.3%

State

Plans

Premium

State share

Index

$2.8M

0.6%

248.48x

Sponsor

Loc

Premium

Comp

Carrier

SOUTHERN PIPE AND SUPPLY CO., INC.

SOUTHERN PIPE & SUPPLY CO., INC. WRAP PLAN

$2.7M

$373K

UNITED HEALTHCARE INSURANCE COMPANY

COMMUNITY BANK OF MISSISSIPPI

COMMUNITY BANK OF MISSISSIPPI VISION

$9K

STARMOUNT LIFE INSURANCE COMPANY

HOTEL & RESTAURANT SUPPLY

HOTEL & RESTAURANT SUPPLY WELFARE BENEFIT PLAN

$123K

$3K

BERKLEY LIFE