| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF MARYLAND LLC | 540 FORT EVANS RD NE LEESBURG, VA 20176 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $13K | $0 | $13K | 2.34% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $2K | $0 | $2K | 0.42% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF MARYLAND LLC | 3601 MACCORKLE AVE SE #50 CHARLESTON, WV 253041421 | PRINCIPAL LIFE INSURANCE COMPANY | $8K | $578 | $9K | 9.50% |
| MARSH & MCLENNAN AGENCY LLC3 | DBA HMS INSURANCE ASSOCIATES INC 20 WIGHT AVE STE 300 HUNT VALLEY, MD 21030 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 2.25% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OPERATING COMPANY | 6802 PARAGON PL STE 200 RICHMOND, VA 232301655 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $500 | $500 | 0.54% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF MARYLAND, LLC | LEESBURG 540 FORT EVANS RD STE 301 LEESBURG, VA 20176 | DELTA DENTAL OF VIRGINIA | $2K | $0 | $2K | 3.67% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA, INC. | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | DELTA DENTAL OF VIRGINIA | $855 | $0 | $855 | 1.36% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILD GROUP OF MARYLAND | 540 FORT EVANS RD STE 301 LEESBURG, VA 201763376 | VISION SERVICE PLAN | $636 | $0 | $636 | 6.26% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | VISION SERVICE PLAN | $243 | — | $243 | 2.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 95 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 95 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 76 | $566K |
| Dental | DELTA DENTAL OF VIRGINIA | 137 | $63K |
| Vision | VISION SERVICE PLAN | 63 | $10K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 120 | $93K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 120 | $93K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 120 | $93K |
| Other | PRINCIPAL LIFE INSURANCE COMPANY | 120 | $93K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 137 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.