| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND LLC | 540 FORT EVANS RD. NE, STE. 301 LEESBURG, VA 20176 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $6K | — | $6K | 1.91% |
| EMPLOYEE BENEFITS CORP OF AMERICA3 Filed as: EMPLOYEE BENEFITS CORP. OF AMERICA | 1410 SPRING HILL RD., STE. 150 MC LEAN, VA 22102 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $3K | $635 | $4K | 1.26% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND LLC | 540 FORT EVANS RD. NE, STE. 301 LEESBURG, VA 20176 | PRINCIPAL LIFE INSURANCE COMPANY | $10K | $2K | $12K | 11.37% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MELTZER GROUP INC | 6500 ROCK SPRING DR., STE. 500 BETHESDA, MD 20817 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | — | $1K | 1.35% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF VIRGINIA | 204 CATOCTIN CIR. SE, 2ND FLOOR LEESBURG, VA 20175 | AETNA LIFE INSURANCE COMPANY | $4K | — | $4K | 5.30% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP | 6500 ROCK SPRING DR. #500 BETHESDA, MD 20817 | AETNA LIFE INSURANCE COMPANY | $953 | — | $953 | 1.38% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND LLC | 540 FORT EVANS RD. NE, STE. 301 LEESBURG, VA 20176 | DELTA DENTAL OF VIRGINIA | $2K | — | $2K | 4.55% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MELTZER GROUP INC | 6500 ROCK SPRING DR., STE. 500 BETHESDA, MD 20817 | DELTA DENTAL OF VIRGINIA | $369 | — | $369 | 0.98% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND | 204 CATOCIN CIR. SE, FL. 2 LEESBURG, VA 20175 | VISION SERVICE PLAN | $499 | — | $499 | 8.16% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP INC. | 6500 ROCK SPRING DR., STE. 410 BETHESDA, MD 20817 | VISION SERVICE PLAN | $90 | — | $90 | 1.47% |
| THE BOON INSURANCE AGENCY3 | 6300 BRIDGEPOINT PARKWAY AUSTIN, TX 78730 | TRANSAMERICA LIFE INSURANCE COMPANY | $44 | — | $44 | 4.60% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF VIRGINIA | 204 CATOCTIN CIR. SE, 2ND FLOOR LEESBURG, VA 20175 | TRANSAMERICA LIFE INSURANCE COMPANY | $7 | — | $7 | 0.73% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP | 6500 ROCK SPRING DR. #500 BETHESDA, MD 20817 | TRANSAMERICA LIFE INSURANCE COMPANY | $4 | — | $4 | 0.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 129 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 69 | $388K |
| Dental | DELTA DENTAL OF VIRGINIA | 112 | $37K |
| Vision(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 69 | $326K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 179 | $103K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 179 | $102K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 179 | $102K |
| Other | PRINCIPAL LIFE INSURANCE COMPANY | 179 | $102K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 179 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.