| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CROWN RISK MANAGEMENT, LLC3 Filed as: NIEDERMEYER RISK MANAGEMENT | OHBA 1500 SW 1ST AVENUE, SUITE #1000 PORTLAND, OR 97201 | HEALTH NET | $2K | — | $2K | 0.01% |
| MERIT INSURANCE SERVICES INC3 Filed as: THE MERIT INSURANCE CORPORATION | OHBA 11481 SW HALL BLVD, SUITE 100 TIGARD, OR 97223 | HEALTH NET | $824 | — | $824 | 0.01% |
| MERIT INSURANCE SERVICES INC3 Filed as: THE MERIT INSURANCE CORPORATION | IELC 11481 SW HALL BLVD, SUITE 100 TIGARD, OR 97223 | HEALTH NET | $628 | — | $628 | 0.01% |
| LAPORTE & ASSOCIATES, INC3 Filed as: LAPORTE & ASSOCIATES INC | — | HEALTH NET | $510 | — | $510 | 0.00% |
| MERIT INSURANCE SERVICES INC3 Filed as: THE MERIT INSURANCE CORPORATION | MCA 11481 SW HALL BLVD, SUITE 100 TIGARD, OR 97223 | HEALTH NET | $225 | — | $225 | 0.00% |
| MERIT INSURANCE SERVICES INC3 Filed as: THE MERIT INSURANCE CORPORATION | ABC 11481 SW HALL BLVD, SUITE 100 TIGARD, OR 97223 | HEALTH NET | $129 | — | $129 | 0.00% |
| MONTGOMERY & GRAHAM INC3 Filed as: MONTGOMERY & GRAHAM, INC. | — | HEALTH NET | $106 | — | $106 | 0.00% |
| WARD INSURANCE AGENCY INC3 Filed as: WARD INSURANCE AGENCY, INC. | — | HEALTH NET | $104 | — | $104 | 0.00% |
| HUGGINS INSURANCE SERVICES, INC.3 Filed as: HUGGINS INSURANCE SERVICES INC | — | HEALTH NET | $54 | — | $54 | 0.00% |
| LAPORTE & ASSOCIATES, INC3 Filed as: LAPORTE & ASSOCIATES INC | OHBA 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | HEALTH NET | $52 | — | $52 | 0.00% |
| MERIT INSURANCE SERVICES INC3 Filed as: THE MERIT INSURANCE CORPORATION | PHCC-OR 11481 SW HALL BLVD, SUITE 100 TIGARD, OR 97223 | HEALTH NET | $19 | — | $19 | 0.00% |
| MERIT INSURANCE SERVICES INC3 Filed as: THE MERIT INSURANCE CORPORATION | MFNW 11481 SW HALL BLVD, SUIT 100 TIGARDOR, OR 97223 | HEALTH NET | $10 | — | $10 | 0.00% |
| LAPORTE & ASSOCIATES, INC3 Filed as: LAPORTE & ASSOCIATES | MFNW 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | HEALTH NET | $8 | — | $8 | 0.00% |
| MERIT INSURANCE SERVICES INC3 Filed as: THE MERIT INSURANCE CORPORATION | ORACCA 11481 SW HALL BLVD, SUITE 100 TIGARD, OR 97223 | HEALTH NET | $5 | — | $5 | 0.00% |
| LAPORTE & ASSOCIATES, INC3 Filed as: LAPORTE & ASSOCIATES INC | ORCCA 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | HEALTH NET | $4 | — | $4 | 0.00% |
| LAPORTE & ASSOCIATES, INC3 Filed as: LAPORTE & ASSOCIATES INC | PHCC-OR 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | HEALTH NET | $3 | — | $3 | 0.00% |
| LAPORTE & ASSOCIATES, INC3 Filed as: LAPORTE & ASSOCIATES INC | OLC 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | HEALTH NET | -$36 | — | -$36 | -0.00% |
| LAPORTE & ASSOCIATES, INC3 Filed as: LAPORTE AND ASSOCIATES INC. | APAO 5515 SE MILWAUKIE AVENUE PORTLAND, OR 97202 | HEALTH NET | -$43 | — | -$43 | -0.00% |
| MERIT INSURANCE SERVICES INC3 Filed as: THE MERIT INSURANCE CORPORATION | OLCA 11481 SW HALL BLVD, SUIT 100 TIGARD, OR 97223 | HEALTH NET | -$44 | — | -$44 | -0.00% |
| THE MERIT INSURANCE CORPORATIONA3 | APAO 11481 SW HALL BLVD TIGARD, OR 97223 | HEALTH NET | -$54 | — | -$54 | -0.00% |
| LAPORTE & ASSOCIATES, INC3 Filed as: LAPORTE & ASSOCIATES INC | IELC 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | HEALTH NET | -$109 | — | -$109 | -0.00% |
| NOBLE INSURANCE CORP.3 Filed as: NOBLE INSURANCE CORP | DBA NOBLE INSURANCE SOLUTIONS PO BOX 5068 BEND, OR 97708 | HEALTH NET | -$179 | — | -$179 | -0.00% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: NIEDERMEYER RISK MANAGEMENT | IELC 1500 SW 1ST AVENUE, SUITE #1000 PORTLAND, OR 97201 | HEALTH NET | -$2K | — | -$2K | -0.01% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: NIEDERMEYER RISK MANAGEMENT | PHCC 1500 SW 1ST AVENUE, SUITE #1000 PORTLAND, OR 97201 | HEALTH NET | -$2K | — | -$2K | -0.02% |
| LAPORTE & ASSOCIATES, INC3 Filed as: LAPORTE AND ASSOCIATES | 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | WILLAMETTE DENTAL INSURANCE, INC. | $1K | $11K | $12K | 11.20% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: NIEDERMEYER RISK MANAGEMENT | 1500 SW 1ST AVENUE SUITE 1000 PORTLAND, OR 97201 | WILLAMETTE DENTAL INSURANCE, INC. | $4K | — | $4K | 3.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,215 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 21 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,236 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH NET | 2,432 | $10.9M |
| Dental(2 contracts, 2 carriers) | HEALTH NET | 2,432 | $11.0M |
| Vision | HEALTH NET | 2,432 | $10.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,432 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.