| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERIT INSURANCE INC.3 Filed as: THE MERIT INSURANCE CORP | OHBA 11481 SW HALL BLVD, SUITE 100 TIGARD, OR 97223 | HEALTH NET | $78K | — | $78K | 1.27% |
| MERIT INSURANCE INC.3 Filed as: THE MERIT INSURANCE CO | IELC 11481 SW HALL BLVD, SUITE 100 TIGARD, OR 97223 | HEALTH NET | $40K | — | $40K | 0.65% |
| LA PORTE AND ASSOCIATES INC3 | 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | HEALTH NET | $35K | — | $35K | 0.58% |
| MERIT INSURANCE INC.3 Filed as: THE MERIT INSURANCE CORP | PHCC OR 11481 SW HALL BLVD, SUITE 100 TIGARD, OR 97223 | HEALTH NET | $32K | — | $32K | 0.52% |
| MERIT INSURANCE INC.3 Filed as: THE MERIT INSURANCE CORP | MCA 11481 SW HALL BLVD, SUITE 100 TIGARD, OR 97223 | HEALTH NET | $31K | — | $31K | 0.51% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: NIEDERMEYER RISK MANAGEMENT | IELC 1500 SW 1ST AVENUE SUITE#1000 PORTLAND, OR 97201 | HEALTH NET | $25K | — | $25K | 0.41% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: NIEDERMEYER RISK MANAGEMENT | OHBA 1500 SW 1ST AVENUE SUITE#1000 PORTLAND, OR 97201 | HEALTH NET | $25K | — | $25K | 0.41% |
| MERIT INSURANCE SERVICES INC3 Filed as: THE MERIT INSURANCE CORPORATION | ORACCA 11481 SW HALL BLVD, SUITE 100 TIGARD, OR 97223 | HEALTH NET | $17K | — | $17K | 0.28% |
| MERIT INSURANCE SERVICES INC3 Filed as: THE MERIT INSURANCE CORPORATION | ABC 11481 SW HALL BLVD, SUITE 100 TIGARD, OR 97223 | HEALTH NET | $17K | — | $17K | 0.27% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: NIEDERMEYER RISK MANAGEMENT | PHCC 1500 SW 1ST AVENUE SUITE#1000 PORTLAND, OR 97201 | HEALTH NET | $15K | — | $15K | 0.25% |
| LA PORTE AND ASSOCIATES INC3 | ORACCA 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | HEALTH NET | $14K | — | $14K | 0.23% |
| LA PORTE AND ASSOCIATES INC3 | OHBA 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | HEALTH NET | $13K | — | $13K | 0.20% |
| NOBLE INSURANCE CORP.3 Filed as: NOBLE INSURANCE CORP DBA NOBLE | INSURANCE SOLUTIONS P O BOX 5068 BEND, OR 97708 | HEALTH NET | $12K | — | $12K | 0.19% |
| LA PORTE AND ASSOCIATES INC3 | PHCC OR 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | HEALTH NET | $10K | — | $10K | 0.17% |
| WARD INSURANCE AGENCY INC3 | PO BOX 10167 EUGENE, OR 97440 | HEALTH NET | $9K | — | $9K | 0.15% |
| MERIT INSURANCE INC.3 Filed as: THE MERIT INSURANCE CORP | APAO 11481 SW HALL BLVD, SUITE 100 TIGARD, OR 97223 | HEALTH NET | $9K | — | $9K | 0.14% |
| MERIT INSURANCE SERVICES INC3 Filed as: THE MERIT INSURANCE CORPORATION | MFNW 11481 SW HALL BLVD, SUITE 100 TIGARD, OR 97223 | HEALTH NET | $8K | — | $8K | 0.13% |
| LA PORTE AND ASSOCIATES INC3 Filed as: LA PORTE AND ASSOCIATES INC. | APAO 5515 SE MILWAUKIE AVENUE PORTLAND, OR 97202 | HEALTH NET | $7K | — | $7K | 0.12% |
| LA PORTE AND ASSOCIATES INC3 | IELC 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | HEALTH NET | $7K | — | $7K | 0.11% |
| MONTGOMERY & GRAHAM INC3 Filed as: MONTGOMERY AND GRAHAM INC | 412 JEFFERSON PKWY #100 LAKE OSWEGO, OR 97035 | HEALTH NET | $7K | — | $7K | 0.11% |
| LA PORTE AND ASSOCIATES INC3 | MFNW 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | HEALTH NET | $6K | — | $6K | 0.10% |
| MERIT INSURANCE SERVICES INC3 Filed as: THE MERIT INSURANCE CORPORATION | OLCA 11481 SW HALL BLVD, SUITE 100 TIGARD, OR 97223 | HEALTH NET | $6K | — | $6K | 0.10% |
| LA PORTE AND ASSOCIATES INC3 | OLCA 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | HEALTH NET | $5K | — | $5K | 0.08% |
| STRAUS AND ASSOCIATES INC.3 Filed as: STRAUS AND ASSOCIATES INC | 100 E MAIN ST SUITE B MEDFORD, OR 97501 | HEALTH NET | $4K | — | $4K | 0.07% |
| JAD SOLUTIONS LLC3 | PO BOX 5068 BEND, OR 97705 | HEALTH NET | $4K | — | $4K | 0.07% |
| LA PORTE AND ASSOCIATES INC3 | ABC 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | HEALTH NET | $2K | — | $2K | 0.03% |
| LEONARD ADAMS INSURANCE INC3 Filed as: LEONARD ADAMS INSURANCE, INC. | — | HEALTH NET | $1K | — | $1K | 0.02% |
| HUGGINS INSURANCE SERVICES, INC.3 Filed as: HUGGINS INSURANCE SERVICES INC. | PO BOX 270 SALEM, OR 97301 | HEALTH NET | $599 | — | $599 | 0.01% |
| KNUTSEN MARTIN & SON INC3 Filed as: KNUTSEN MARTIN AND SON INC | PO BOX 657 ASTORIA, OR 97103 | HEALTH NET | $591 | — | $591 | 0.01% |
| LAPORTE & ASSOCIATES, INC3 Filed as: LAPORTE AND ASSOCIATES | 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | WILLAMETTE DENTAL INSURANCE, INC. | $935 | $8K | $9K | 12.30% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: NIEDERMEYER RISK MANAGEMENT | 1500 SW 1ST AVENUE SUITE 1000 PORTLAND, OR 97201 | WILLAMETTE DENTAL INSURANCE, INC. | $3K | — | $3K | 3.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,506 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,510 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH NET | 1,510 | $6.1M |
| Dental(2 contracts, 2 carriers) | HEALTH NET | 1,510 | $6.2M |
| Vision | HEALTH NET | 1,510 | $6.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,510 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.