| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES OF KANSAS | 7570 W. 21ST BLDG 1038-A WICHITA, KS 67205 | BLUE CROSS BLUE SHIELD OF KANSAS | $27K | — | $27K | 3.94% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES, INC - WICHITA | 7570 W. 21ST BLDG 1038-A WICHITA, KS 67205 | DELTA DENTAL OF KANSAS, INC. | $5K | — | $5K | 6.40% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF KANSAS CITY, LLC | PO BOX 410249 KANSAS CITY, MO 64141 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 16.06% |
| HAYS COMPANIES, INC.3 Filed as: HAYS BENEFITS GROUP | 80 S. 8TH ST. STE 700 MINNEAPOLIS, MN 55402 | STANDARD INSURANCE COMPANY | $412 | — | $412 | 1.69% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF KANSAS CITY LLC | PO BOX 410249 KANSAS CITY, MO 64141 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 16.16% |
| HAYS COMPANIES, INC.3 Filed as: HAYS BENEFITS GROUP LLC | 80 S 8TH ST. SUITE 700 MINNEAPOLIS, MN 55402 | STANDARD INSURANCE COMPANY | $252 | — | $252 | 1.85% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC - WICHITA | 7570 W. 21ST BLDG 1038-A WICHITA, KS 67205 | SURENCY LIFE AND HEALTH | $804 | — | $804 | 10.00% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP OF KANSAS CITY LLC | PO BOX 410249 KANSAS CITY, MO 64141 | STANDARD INSURANCE COMPANY | $898 | — | $898 | 16.20% |
| HAYS COMPANIES, INC.3 Filed as: HAYS BENEFITS GROUP | 80 S. 8TH ST SUITE 700 MINNEAPOLIS, MN 55402 | STANDARD INSURANCE COMPANY | $107 | — | $107 | 1.93% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 130 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF KANSAS | 198 | $695K |
| Dental | DELTA DENTAL OF KANSAS, INC. | 198 | $81K |
| Vision | SURENCY LIFE AND HEALTH | 90 | $8K |
| Life insurance | STANDARD INSURANCE COMPANY | 130 | $24K |
| Short-term disability | STANDARD INSURANCE COMPANY | 32 | $14K |
| Long-term disability | STANDARD INSURANCE COMPANY | 29 | $6K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF KANSAS | 198 | $695K |
| Other | STANDARD INSURANCE COMPANY | 130 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 198 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.