| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | BLUE CROSS BLUE SHIELD OF ARIZONA | $29K | $2K | $31K | 5.36% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | UNION SECURITY INSURANCE COMPANY | $3K | $0 | $3K | 4.98% |
| CHRISTINA M. EADES Filed as: CHRISTINA M EADES | 15411 W WADDELL RD STE 102 SURPRISE, AZ 85379 | AFLAC | $4K | — | $4K | 11.82% |
| ALYSSA CHAPIN | 11518 W COLUMBINE DR EL MARAGE, AZ 85335 | AFLAC | $2K | — | $2K | 8.34% |
| ANGELONE & ASSOCIATES, INC. | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | AFLAC | $2K | — | $2K | 6.55% |
| LISA MARIE COFFEY | 18232 W EVA ST WADDELL, AZ 85355 | AFLAC | $1K | — | $1K | 3.94% |
| MULLIGAN BENEFITS LLC | 24654 N LAKE PLEASANT PKWY 103-417 PEORIA, AZ 85383 | AFLAC | $1K | — | $1K | 3.43% |
| TALAMAY CELINE CLARK | 12302 W DREYFUS DR EL MIRAGE, AZ 85335 | AFLAC | $201 | — | $201 | 0.67% |
| GLEN DOUGLAS GABLE | 3521 S CAMELLIA PL CHANDLER, AZ 85248 | AFLAC | $116 | — | $116 | 0.39% |
| CLAUDIA MONA VANDERVELD Filed as: CLAUDIA FELDMAN | 9037 E CASITAS DEL RIO DR SCOTTSDALE, AZ 85255 | AFLAC | $59 | — | $59 | 0.20% |
| BARBARA ANN MCNAUGHTON | 29622 N 21ST DR PHOENIX, AZ 85085 | AFLAC | $55 | — | $55 | 0.18% |
| BRUCE G KINDALL | 37 W HAYWARD AVE PHOENIX, AZ 85021 | AFLAC | $45 | — | $45 | 0.15% |
| SCOTT W BLACKSHEAR Filed as: SCOTT M GUTHRIE | 14227 N 14TH ST PHOENIX, AZ 85022 | AFLAC | $33 | — | $33 | 0.11% |
| NATALIE MALHAM | 5642 E EDGEMONT AVE SCOTTSDALE, AZ 85257 | AFLAC | $32 | — | $32 | 0.11% |
| GREGORY F STENZEL | 2302 KNOX WAY MELISSA, TX 75454 | AFLAC | $30 | — | $30 | 0.10% |
| JEFFREY A KLEINMAN SR Filed as: JEFFREY AARON KLEINMAN SR | 3420 E SHEA BLVD STE 168 PHOENIX, AZ 85028 | AFLAC | $28 | — | $28 | 0.09% |
| CLINTON CHARLES ZELEZ | 6986 W QUAIL AVE GLENDALE, AZ 85308 | AFLAC | $24 | — | $24 | 0.08% |
| JEREMY M SKEETERS | 9830 W JJ RANCH RD PEORIA, AZ 85383 | AFLAC | $20 | — | $20 | 0.07% |
| RACHEL C GABLE | 1815 S SOUTHWIND CT GILBERT, AZ 85295 | AFLAC | $17 | — | $17 | 0.06% |
| BARBARA ANN MCNAUGHTON | 10000 N 31ST AVE STE C107 PHOENIX, AZ 85051 | AFLAC | $16 | — | $16 | 0.05% |
| MARIA MULLIGAN | 24654 N LAKE PLEASANT PKWY 103-417 PEORIA, AZ 85383 | AFLAC | $12 | — | $12 | 0.04% |
| SCOTT WEBB | 2155 W PINNACLE PEAK RD STE 205 PHOENIX, AZ 85027 | AFLAC | $11 | — | $11 | 0.04% |
| MARIA MULLIGAN | 19420 N 59TH AVE STE C251 GLENDALE, AZ 85308 | AFLAC | $5 | — | $5 | 0.02% |
| SHAWN HOLTORF | 5522 W NORTHWOOD DR GLENDALE, AZ 85310 | AFLAC | $4 | — | $4 | 0.01% |
| JASON ELIJAH ANGEL | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $3 | — | $3 | 0.01% |
| RYAN KADAVY Filed as: RYAN L KADAVY | 8542 W FOOTHILL DR PEORIA, AZ 85383 | AFLAC | $2 | — | $2 | 0.01% |
| JEFFERY S GIBSON | 4805 LAKE BROOK DR STE 220 GLEN ALLEN, VA 23060 | AFLAC | $2 | — | $2 | 0.01% |
| MICHAEL J AUDITORE | 3961 E CHANDLER BLVD STE 111 PMB 114 PHOENIX, AZ 85048 | AFLAC | $2 | — | $2 | 0.01% |
| BARBARA ANN MCNAUGHTON | 1308 NATURE WALK BVD SW HUNTSVILLE, AL 35824 | AFLAC | $1 | — | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | UNUM LIFE INSURANCE COMPANY | $2K | $78 | $2K | 15.75% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $646 | — | $646 | 9.70% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $947 | $54 | $1K | 16.68% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 215 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 215 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ARIZONA | 115 | $573K |
| Dental | UNION SECURITY INSURANCE COMPANY | 177 | $57K |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ARIZONA | 159 | $580K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 149 | $20K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 149 | $36K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY | 54 | $10K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ARIZONA | 115 | $573K |
| Other(3 contracts, 2 carriers) | AFLAC | 149 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 177 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.