| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 725 SOUTH FIGUEROA, 35TH FLOOR LOS ANGELES, CA 90017 | AETNA HEALTH INC. | $95K | — | $95K | 2.15% |
| BENEFIT AMERICA INSURANCE SVCES LLC3 | 6320 CANOGA AVENUE, 12TH FLOOR WOODLAND HILLS, CA 91367 | AETNA HEALTH INC. | $90K | — | $90K | 2.03% |
| BENEFIT AMERICA INSURANCE SVCES LLC3 | 6320 CANOGA AVENUE, 12TH FLOOR WOODLAND HILLS, CA 91367 | AETNA LIFE INSURANCE COMPANY | $11K | $11K | $22K | 3.44% |
| LOCKTON COMPANIES, LLC3 | 725 SOUTH FIGUEROA, 35TH FLOOR LOS ANGELES, CA 90017 | AETNA LIFE INSURANCE COMPANY | $14K | — | $14K | 2.24% |
| LOCKTON COMPANIES, LLC3 | 725 S. FIGUEROA ST., 35TH FLOOR LOS ANGELES, CA 90017 | DELTA DENTAL OF CALIFORNIA | $5K | — | $5K | 1.17% |
| BENEFITS AMERICA INS. SVCS., LLC3 | 6320 CANOGA AVENUE, 12TH FLOOR WOODLAND HILLS, CA 91367 | DELTA DENTAL OF CALIFORNIA | $3K | — | $3K | 0.74% |
| UNKNOWN3 | UNKNOWN EL SEGUNDO, CA 90245 | BLUE CARE NETWORK OF MICHIGAN | $13K | — | $13K | 3.71% |
| UNKNOWN3 | UNKNOWN EL SEGUNDO, CA 90245 | BLUE CARE NETWORK OF MICHIGAN | $4K | — | $4K | 1.04% |
| BENEFITS AMERICA INS. SVCS., LLC3 | 6320 CANOGA AVENUE, 12TH FLOOR WOODLAND HILLS, CA 91367 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $6K | $10K | 4.90% |
| LOCKTON COMPANIES, LLC3 | DEPT LA 23940 PASADENA, CA 91185 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 4.77% |
| GOHEALTH, LLC3 | 214 WEST HURON STREET, SUITE 100 CHICAGO, IL 60654 | BLUE CROSS AND BLUE SHIELD OF MICHIGAN | $5K | — | $5K | 3.29% |
| BENEFITS AMERICA INS. SVCS., LLC3 | 6320 CANOGA AVENUE, 12TH FLOOR WOODLAND HILLS, CA 91367 | VISION SERVICE PLAN | $1K | — | $1K | 1.77% |
| LOCKTON COMPANIES, LLC3 | DEPT LA 23940 PASADENA, CA 91185 | VISION SERVICE PLAN | $938 | — | $938 | 1.49% |
| LOCKTON COMPANIES, LLC3 | 725 SOUTH FIGUEROA, 35TH FLOOR LOS ANGELES, CA 90017 | UNION SECURITY INSURANCE COMPANY | $668 | — | $668 | 5.46% |
| TAPERT INSURANCE AGENCY3 Filed as: TAPERT INSURANCE AGENCY, INC. | 14 NORTH BALDWIN AVENUE SIERRA MADRE, CA 91024 | UNION SECURITY INSURANCE COMPANY | $555 | — | $555 | 4.54% |
| LOCKTON COMPANIES, LLC3 | 725 SOUTH FIGUEROA, 35TH FLOOR LOS ANGELES, CA 90017 | UNITED DENTAL CARE OF MICHIGAN, INC. | $101 | — | $101 | 5.55% |
| TAPERT INSURANCE AGENCY3 Filed as: TAPERT INSURANCE AGENCY, INC. | 14 NORTH BALDWIN AVENUE SIERRA MADRE, CA 91024 | UNITED DENTAL CARE OF MICHIGAN, INC. | $81 | — | $81 | 4.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 751 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 751 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 6 carriers) | AETNA HEALTH INC. | 909 | $5.7M |
| Dental(3 contracts, 3 carriers) | DELTA DENTAL OF CALIFORNIA | 1,171 | $460K |
| Vision | VISION SERVICE PLAN | 413 | $63K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 751 | $210K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 751 | $210K |
| Prescription drug(6 contracts, 6 carriers) | AETNA HEALTH INC. | 909 | $5.7M |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 751 | $210K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,171 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.