| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACCELERATION FINANCIAL SERVICES INC3 | 3645 E MAIN STREET RICHMOND, IN 47374 | ANTHEM INSURANCE COMPANIES | $63K | $0 | $63K | 0.47% |
| RONALD F REMAK INSURANCE INC3 | 306 STATE ROAD 446 BLOOMINGTON, IN 47401 | ANTHEM INSURANCE COMPANIES | $55K | $0 | $55K | 0.41% |
| ACCRETIVE WHOLESALE INSURANCE SERVI3 | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | ANTHEM INSURANCE COMPANIES | $35K | $169 | $35K | 0.27% |
| J.D. RESLEY ASSOCIATES INC3 | 8900 KEYSTONE CROSSING 560 INDIANAPOLIS, IN 46240 | ANTHEM INSURANCE COMPANIES | $33K | $0 | $33K | 0.24% |
| ASSUREDPARTNERS3 Filed as: SHEPHERD INSURANCE LLC | 111 CONGRESSIONAL BLVD STE 100 CARMEL, IN 46032 | ANTHEM INSURANCE COMPANIES | $15K | $0 | $15K | 0.11% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF INDIANA LLC | 10401 N MERIDIAN ST SUITE 300 INDIANAPOLIS, IN 46290 | ANTHEM INSURANCE COMPANIES | $14K | $0 | $14K | 0.10% |
| GREGORY & APPEL, INC.3 Filed as: GREGORY & APPEL INC | 1402 N CAPITOL STE 400 INDIANAPOLIS, IN 46202 | ANTHEM INSURANCE COMPANIES | $10K | $0 | $10K | 0.07% |
| HYLANT GROUP INC3 | 6714 POINTE INVERNESS WAY STE 100 FORT WAYNE, IN 46801 | ANTHEM INSURANCE COMPANIES | $8K | $0 | $8K | 0.06% |
| MIDWEST INSURANCE MARKETERS OF AMER3 | 5730 W 74TH ST INDIANAPOLIS, IN 46278 | ANTHEM INSURANCE COMPANIES | $8K | $0 | $8K | 0.06% |
| BETTER BENEFITS LLC3 | 7065 CHRISTOPHER COURT BROWNSBURG, IN 46112 | ANTHEM INSURANCE COMPANIES | $6K | $0 | $6K | 0.04% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 323 WEST LAKESIDE AVENUE SUITE 410 CLEVELAND, OH 44113 | ANTHEM INSURANCE COMPANIES | $5K | $2 | $5K | 0.04% |
| ENROLLEASE3 Filed as: FIRST PERSON INC | 9000 KEYSTONE CROSSING STE 910 INDIANAPOLIS, IN 46240 | ANTHEM INSURANCE COMPANIES | $0 | $5K | $5K | 0.04% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | PO BOX 66119 VIRGINIA BEACH, VA 23466 | ANTHEM INSURANCE COMPANIES | $4K | $3 | $4K | 0.03% |
| HOFFMAN BENEFIT SERVICES INC3 Filed as: HOFFMAN BENEFITS SERVICES INC | 484 E CARMEL DRIVE SUITE 103 CARMEL, IN 46032 | ANTHEM INSURANCE COMPANIES | $797 | $0 | $797 | 0.01% |
| JOHNSON-WITKEMPER INC3 | 305 WASHINGTON STREET COLUMBUS, IN 47201 | ANTHEM INSURANCE COMPANIES | $757 | $0 | $757 | 0.01% |
| KEYSTONE INSURANCE & BENEFITS GROUP3 | 13800 JACKSON ROAD MISHAWAKA, IN 46544 | ANTHEM INSURANCE COMPANIES | $531 | $0 | $531 | 0.00% |
| MEDLINK INC3 | PO BOX 23570 LOUISVILLE, KY 40223 | ANTHEM INSURANCE COMPANIES | $197 | $0 | $197 | 0.00% |
| INDIANA CHAMBER INSURANCE AGENCY IN3 | 115 WEST WASHINGTON ST SUITE 850S INDIANAPOLIS, IN 46204 | ANTHEM INSURANCE COMPANIES | $131 | $0 | $131 | 0.00% |
| LOCASCIO HADDEN & DENNIS LLC | — | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $881 | $881 | 0.68% |
| JD RESLEY ASSOCIATES INC3 | 8900 KEYSTONE CROSSING STE 560 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,153 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 9 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES | 1,067 | $13.3M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 922 | $130K |
| Vision(2 contracts, 2 carriers) | ANTHEM INSURANCE COMPANIES | 1,067 | $13.4M |
| Life insurance | ANTHEM INSURANCE COMPANIES | 1,067 | $13.3M |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 28 | $7K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 40 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,067 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.