| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACCELERATION FINANCIAL SERVICES INC3 | 3645 EAST MAIN STREET RICHMOND, IN 47374 | ANTHEM INSURANCE COMPANIES, INC. | $72K | — | $72K | 0.62% |
| J.D. RESLEY ASSOCIATES INC3 | 8900 KEYSTONE CROSSING 560 INDIANAPOLIS, IN 46240 | ANTHEM INSURANCE COMPANIES, INC. | $67K | — | $67K | 0.57% |
| RONALD F REMAK INSURANCE INC3 | 306 STATE ROAD 446 BLOOMINGTON, IN 47401 | ANTHEM INSURANCE COMPANIES, INC. | $67K | — | $67K | 0.57% |
| HYLANT GROUP INC3 | 10401 NORTH MERIDIAN STREET SUITE #200 INDIANAPOLIS, IN 46290 | ANTHEM INSURANCE COMPANIES, INC. | $10K | — | $10K | 0.08% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | PO BOX 62949 VIRGINIA BEACH, VA 23466 | ANTHEM INSURANCE COMPANIES, INC. | $7K | $7 | $7K | 0.06% |
| MIDWEST INSURANCE MARKETERS OF AMER3 | 5730 WEST 74TH STREET 560 INDIANAPOLIS, IN 46278 | ANTHEM INSURANCE COMPANIES, INC. | $6K | — | $6K | 0.05% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD 5TH FLOOR ROLLING MEADOWS, IL 60008 | ANTHEM INSURANCE COMPANIES, INC. | $6K | $4 | $6K | 0.05% |
| ENROLLEASE3 Filed as: FIRST PERSON INC | 9000 KEYSTONE CROSSING SUITE 910 INDIANAPOLIS, IN 46240 | ANTHEM INSURANCE COMPANIES, INC. | $5K | — | $5K | 0.05% |
| GREGORY & APPEL, INC.3 Filed as: GREGORY & APPEL INC | 1402 NORTH CAPITOL SUITE 400 INDIANAPOLIS, IN 46202 | ANTHEM INSURANCE COMPANIES, INC. | $4K | — | $4K | 0.04% |
| ASSUREDPARTNERS3 Filed as: SHEPHERD INSURANCE LLC | 111 CONGRESSIONAL BOULEVARD SUITE 100 CARMEL, IN 46032 | ANTHEM INSURANCE COMPANIES, INC. | $3K | — | $3K | 0.03% |
| TIMEWELL BENEFITS LLC3 | 755 WEST CARMEL DRIVE SUITE 216 CARMEL, IN 46032 | ANTHEM INSURANCE COMPANIES, INC. | $3K | — | $3K | 0.03% |
| GIBSON INSURANCE AGENCY, INC.3 Filed as: GIBSON INSURANCE AGENCY INC | PO BOX 11177 SOUTH BEND, IN 46634 | ANTHEM INSURANCE COMPANIES, INC. | $3K | $52 | $3K | 0.02% |
| BW EMPLOYEE BENEFITS LLC3 | 7887 WASHINGTON VILLAGE DRIVE SUITE 295 DAYTON, OH 45459 | ANTHEM INSURANCE COMPANIES, INC. | $2K | — | $2K | 0.02% |
| ONI RISK PARTNERS INC3 | P O BOX 80159 INDIANAPOLIS, IN 46280 | ANTHEM INSURANCE COMPANIES, INC. | $2K | — | $2K | 0.02% |
| JOHNSON-WITKEMPER INC3 | 305 WASHINGTON STREET COLUMBUS, IN 47201 | ANTHEM INSURANCE COMPANIES, INC. | $1K | — | $1K | 0.01% |
| HOFFMAN BENEFIT SERVICES INC3 | 484 EAST CARMEL DRIVE SUITE 103 CARMEL, IN 46032 | ANTHEM INSURANCE COMPANIES, INC. | $767 | — | $767 | 0.01% |
| INDIANA CHAMBER INSURANCE AGENCY IN3 | 115 WEST WASHINGTON STREET SUITE 850S INDIANAPOLIS, IN 46204 | ANTHEM INSURANCE COMPANIES, INC. | $381 | — | $381 | 0.00% |
| JACKSON AGENCY INC3 | 210 EAST MAIN STREET LEBANON, IA 46052 | ANTHEM INSURANCE COMPANIES, INC. | $364 | — | $364 | 0.00% |
| J.D. RESLEY ASSOCIATES INC3 Filed as: J D RESLEY ASSOCIATES INC | 8900 KEYSTONE CROSSING SUITE 560 INDIANAPOLIS, IN 46240 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $954 | — | $954 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 740 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 15 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 15 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 770 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES, INC. | 1,115 | $11.7M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 547 | $77K |
| Vision(2 contracts, 2 carriers) | ANTHEM INSURANCE COMPANIES, INC. | 1,115 | $11.8M |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 1,169 | $179K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 24 | $5K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 35 | $10K |
| Other | ANTHEM LIFE INSURANCE COMPANY | 1,169 | $179K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,169 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.