No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FM VACCARO & ASSOCIATES EIN 23-2148108 NONE | Contract Administrator Service code 13 | — | $227K |
| DELTA DENTAL OF PENNSYLVANIA EIN 23-1667011 NONE | Insurance services Service code 23 | — | $69K |
| TUCKER ARENSBERG EIN 25-1425735 NONE | Legal; Direct payment from the plan Service code 29 | — | $61K |
| MARCO CONSULTING GROUP, INC. EIN 36-3555078 NONE | Consulting (general) Service code 16 | — | $38K |
| WINSLOW ASSET MANAGEMENT EIN 34-1705163 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $35K |
| CHARTWELL INVESTMENT PARTNERS EIN 36-4776242 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $16K |
| MCELHANEY & ASSOCIATES, LLC EIN 38-3806684 NONE | Accounting (including auditing) Service code 10 | — | $13K |
| BEYER-BARBER COMPANY EIN 23-2503024 NONE | Direct payment from the plan; Consulting (pension); Actuarial Service code 11 | — | $10K |
| BOYD WATTERSON ASSET MANAGEMENT,LLC EIN 34-1922005 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $8K |
| PNC BANK EIN 25-1211909 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,537 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 582 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 275 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,394 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HIGHMARK-MEDICAL | 4,738 | $21.6M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 785 | $144K |
| Prescription drug | HIGHMARK-DRUG | 4,737 | $4.2M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 785 | $144K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,738 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.