No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE CO. EIN 59-1031071 NONE | Direct payment from the plan; Claims processing; Other services; Contract Administrator; Non-monetary compensation; Named fiduciary; Float revenue; Participant communication Service code 12 | — | $407K |
| FRANK M. VACCARO & ASSOCIATES EIN 23-2148108 NONE | Contract Administrator Service code 13 | — | $101K |
| MEYER, UNKOVIC & SCOTT EIN 25-1008021 NONE | Legal Service code 29 | — | $76K |
| HAWLEY CONSULTING GROUP EIN 72-1556047 NONE | Consulting (general); Actuarial Service code 11 | — | $75K |
| MANNING & NAPIER EIN 16-0995736 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $42K |
| DICLAUDIO & KRAMER, LLC EIN 27-0889793 NONE | Accounting (including auditing) Service code 10 | — | $29K |
| DELTA DENTAL EIN 23-1667011 NONE | Claims processing Service code 12 | — | $18K |
| ANDCO CONSULTING, LLC EIN 59-3676225 NONE | Investment advisory (plan) Service code 27 | — | $15K |
| PNC BANK, N.A. EIN 25-1197336 NONE | Custodial (securities) Service code 19 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 432 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 320 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 752 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA DENTAL PLANS OF PENNSYLVANIA, INC. | 63 | $15K |
| Vision | VISION BENEFITS OF AMERICA, INC. | 1,310 | $67K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,455 | $326K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,455 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.