No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE CO. EIN 59-1031071 NONE | Participant communication; Contract Administrator; Non-monetary compensation; Claims processing; Named fiduciary; Float revenue; Other services; Direct payment from the plan Service code 12 | — | $380K |
| FRANK M. VACCARO & ASSOCIATES EIN 23-2148108 NONE | Contract Administrator Service code 13 | — | $84K |
| HAWLEY CONSULTING GROUP EIN 72-1556047 NONE | Actuarial; Consulting (general) Service code 11 | — | $50K |
| MANNING & NAPIER EIN 16-0995736 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $48K |
| MEYER, UNKOVIC & SCOTT EIN 25-1008021 NONE | Legal Service code 29 | — | $43K |
| DICLAUDIO & KRAMER, LLC EIN 27-0889793 NONE | Accounting (including auditing) Service code 10 | — | $20K |
| J. GRAHAM INC. NONE | Other services Service code 49 | 8011 BROOKS CHAPEL ROAD #4035 BRENTWOOD, TN 37027 | $18K |
| THE BOGDAHN GROUP EIN 59-3676225 NONE | Investment advisory (plan) Service code 27 | — | $15K |
| PNC BANK, N.A. EIN 25-1197336 NONE | Custodial (securities) Service code 19 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 427 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 297 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 724 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | FREEDOM BLUE | 211 | $897K |
| Dental | UNITED CONCORDIA DENTAL PLANS OF PENNSYLVANIA, INC. | 84 | $18K |
| Vision | VISION BENEFITS OF AMERICA, INC. | 542 | $58K |
| Prescription drug | FREEDOM BLUE | 211 | $830K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,456 | $338K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,456 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.