| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC Filed as: AIA, ALERA GROUP | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | — | $0 | 0.00% |
| GCG FINANCIAL LLC Filed as: AIA, ALERA GROUP | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | AETNA | — | — | $0 | 0.00% |
| GCG FINANCIAL LLC Filed as: AIA, ALERA GROUP | 4550 LENA DRIVE MECHANCICSBURG, PA 17055 | AETNA | — | — | $0 | 0.00% |
| GCG FINANCIAL LLC Filed as: AIA, ALERA GROUP | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | UNITED CONCORDIA | — | — | $0 | 0.00% |
| GCG FINANCIAL LLC Filed as: AIA, ALERA GROUP | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | NORTH AMERICAN BENEFITS COMPANY / MADISON NATIONAL LIFE | — | — | $0 | 0.00% |
| GCG FINANCIAL LLC Filed as: AIA, ALERA GROUP | 4550 LENA DRIVE MECHANICSBURG, PA 17055 | VISION BENEFITS OF AMERICA | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 394 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 394 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA | 394 | $233K |
| Dental | UNITED CONCORDIA | 335 | $109K |
| Vision | VISION BENEFITS OF AMERICA | 282 | $31K |
| Life insurance | NORTH AMERICAN BENEFITS COMPANY / MADISON NATIONAL LIFE | 233 | $82K |
| Short-term disability | NORTH AMERICAN BENEFITS COMPANY / MADISON NATIONAL LIFE | 233 | $82K |
| Long-term disability | NORTH AMERICAN BENEFITS COMPANY / MADISON NATIONAL LIFE | 233 | $82K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 394 | $412K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 394 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.