| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 1705 17TH STREET SUITE 100 DENVER, CO 80202 | HIGHMARK, INC. | $109K | $0 | $109K | 3.00% |
| IMA, INC.3 | 1705 17TH STREET SUITE 100 DENVER, CO 80202 | HIGHMARK INC. | $9K | $0 | $9K | 5.02% |
| IMA, INC.3 | 6200 LBJ FREEWAY, SUITE 200 DALLAS, TX 75240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $15K | $0 | $15K | 13.02% |
| IMA, INC.3 | 6200 LBJ FREEWAY, SUITE 200 DALLAS, TX 75240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | $0 | $10K | 13.92% |
| IMA, INC.3 | PO BOX 733835 DALLAS, TX 75373 | VISION SERVICE PLAN | $2K | $0 | $2K | 3.67% |
| IMA, INC.3 Filed as: IMA,INC. | 6200 LBJ FREEWAY SUITE 200 DALLAS, TX 75240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | $0 | $6K | 13.81% |
| IMA, INC.3 | 6200 LBJ FREEWAY, SUITE 200 DALLAS, TX 75240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $121 | $0 | $121 | 13.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 323 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 324 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK, INC. | 689 | $3.6M |
| Dental | HIGHMARK INC. | 727 | $183K |
| Vision | VISION SERVICE PLAN | 325 | $51K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 320 | $43K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 82 | $73K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 324 | $117K |
| Other(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 320 | $117K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 727 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.