| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| URL INC3 Filed as: URL, INC. | 550 NATIONWIDE DR HARRISBURG, PA 17110 | UNITED CONCORDIA INSURANCE COMPANY | $1K | $219 | $1K | 11.06% |
| INSURANCE COALITION3 Filed as: INSURANCE COALITION INC | 417 WALNUT ST HARRISBURG, PA 17101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $460 | $0 | $460 | 4.82% |
| BENECHOICE ENROLLMENT SOLUTIONS & T3 | 1028 FREEDOM ST LITITZ, PA 17543 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $251 | $17 | $268 | 2.81% |
| BRANDT INC3 | 3111 ESPRESSO WAY YORK, PA 17406 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $266 | $0 | $266 | 2.79% |
| PETRINA SKILES3 | 1574 LITITZ PIKE LANCASTER, PA 17601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $152 | $27 | $179 | 1.87% |
| MELINDA CAROL HERSHNER3 | 360 LOUCKS RD STE 305 YORK, PA 17404 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $111 | $0 | $111 | 1.16% |
| LANCE A BRADLEY3 | 2028 MOUNT VERNON CIR HARRISBURG, PA 17110 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | $0 | $64 | 0.67% |
| BARBARA RACHEL BRANHAM3 | 1320 ROCKRIDGE RD JARRETTSVILLE, MD 21084 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | $0 | $33 | 0.35% |
| ASHLY ELCOCK3 | 200 TATTLETOWN RD AARONSBURG, PA 16820 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | $0 | $19 | 0.20% |
| BRANDT INC3 Filed as: BRANDT INC. | 360 LOUCKS RD STE 305 YORK, PA 17404 | NATIONAL VISION ADMINISTRATORS LLC | $249 | $0 | $249 | 9.70% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THE BENECON GROUP EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $9K |
| E. K. MCCONKEY & CO., INC. EIN 23-3086396 BROKER | Insurance agents and brokers Service code 22 | — | $8K |
| CONNECTCARE3 EIN 26-1768616 PATIENT ADVOCATE | Other services Service code 49 | — | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 24 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 24 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 32 | $12K |
| Vision | NATIONAL VISION ADMINISTRATORS LLC | 0 | $3K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 7 | $10K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 24 | $121K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 7 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 32 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.