Welfare broker

PETRINA SKILES

Mailing address (most recent filing)

1574 LITITZ PIKE

LANCASTER, PA 17601

Total comp: $26K
Commissions: $18K
Fees: $8K
Filings: 30
Sponsors: 30

Carrier mix

Where PETRINA SKILES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$245K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$245K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PETRINA SKILES's plans by broker comp / premium ratio. Median 8.38% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of PETRINA SKILES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PETRINA SKILES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WINBER HOSPITAL INC CHAN SOON- SHIONG MEDICAL CENTER AT WINDBER WINDBER MEDICAL CENTER HEALTH AND WELFARE PLAN	PA	$245K	$21K	COLONIAL LIFE & ACCIDENTINSURANCE COMPANY