| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DJME VENTURES INC.3 | 902 SOUTH CENTER STREET, PO BOX 976 GROVE CITY, PA 16127 | HIGHMARK INC. | $45K | — | $45K | 2.67% |
| DAVEVIC BENEFIT CONSULTANTS, INC.3 Filed as: DAVEVIC BENEFIT CONSULTANTS | 902 S CENTER ST GROVE CITY, PA 161271302 | PRINCIPAL LIFE INSURANCE COMPANY | $28K | $17K | $45K | 8.96% |
| DAVEVIC BENEFIT CONSULTANTS, INC.3 | 902 SOUTH CENTER STREET, PO BOX 976 GROVE CITY, PA 16127 | UPMC HEALTH OPTIONS | $14K | — | $14K | 3.36% |
| DAVEVIC BENEFIT CONSULTANTS, INC.3 | 902 SOUTH CENTER STREET, PO BOX 976 GROVE CITY, PA 16127 | UPMC HEALTH OPTIONS | $7K | — | $7K | 2.31% |
| DAVEVIC BENEFIT CONSULTANTS, INC.3 | 902 SOUTH CENTER STREET, PO BOX 976 GROVE CITY, PA 16127 | UPMC HEALTH OPTIONS | $7K | — | $7K | 3.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 456 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 456 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | HIGHMARK INC. | 168 | $2.6M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 825 | $505K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 825 | $505K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 825 | $505K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 825 | $505K |
| Prescription drug(4 contracts, 2 carriers) | HIGHMARK INC. | 168 | $2.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 825 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.