| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVEVIC BENEFIT CONSULTANTS, INC.3 | 902 SOUTH CENTER STREET, PO BOX 976 GROVE CITY, PA 16127 | UPMC HEALTH OPTIONS | $49K | — | $49K | 4.00% |
| DAVEVIC BENEFIT CONSULTANTS, INC.3 | 902 SOUTH CENTER STREET, PO BOX 976 GROVE CITY, PA 16127 | HIGHMARK | $19K | — | $19K | 5.81% |
| DAVEVIC BENEFIT CONSULTANTS, INC.3 | 902 SOUTH CENTER STREET, PO BOX 976 GROVE CITY, PA 16127 | UPMC HEALTH OPTIONS | $9K | — | $9K | 2.86% |
| DAVEVIC BENEFIT CONSULTANTS, INC.3 | 902 SOUTH CENTER STREET, PO BOX 976 GROVE CITY, PA 16127 | UPMC HEALTH OPTIONS | $9K | — | $9K | 5.99% |
| DAVEVIC BENEFIT CONSULTANTS, INC.3 | 902 SOUTH CENTER STREET, PO BOX 976 GROVE CITY, PA 16127 | GUARDIAN | $3K | $8K | $10K | 7.61% |
| COURY HEALTH SERVICES LLC3 Filed as: COURY HEALTH SERVICES INC | 301 GRANT ST, STE 300 300 ONE OXFORD CENTER, STE 300 PITTSBURGH, PA 152196401 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 6.13% |
| DAVEVIC BENEFIT CONSULTANTS, INC.3 | 902 SOUTH CENTER STREET, PO BOX 976 GROVE CITY, PA 16127 | UPMC HEALTH OPTIONS | $2K | — | $2K | 2.43% |
| DAVEVIC BENEFIT CONSULTANTS, INC.3 | 902 SOUTH CENTER STREET, PO BOX 976 GROVE CITY, PA 16127 | VISION BENEFITS OF AMERICA | $486 | — | $486 | 2.00% |
| DAVEVIC BENEFIT CONSULTANTS, INC.3 | 902 SOUTH CENTER STREET, PO BOX 976 GROVE CITY, PA 16127 | GUARDIAN | $2K | $1K | $3K | 15.33% |
| LIFETIME FINANCIAL GROWTH3 Filed as: LIFETIME FINANCIAL GROWTH, LLC | 244 BLVD OF THE ALLIES 6TH FLOOR PITTSBURGH, PA 15222 | GUARDIAN | $534 | — | $534 | 2.78% |
| DAVEVIC BENEFIT CONSULTANTS, INC.3 | 902 SOUTH CENTER STREET, PO BOX 976 GROVE CITY, PA 16127 | HIGHMARK | $115 | — | $115 | 3.98% |
| DAVEVIC BENEFIT CONSULTANTS, INC.3 | 902 SOUTH CENTER STREET, PO BOX 976 GROVE CITY, PA 16127 | GUARDIAN | $4K | $2K | $6K | — |
| LIFETIME FINANCIAL GROWTH3 Filed as: LIFETIME FINANCIAL GROWTH, LLC | 244 BLVD OF THE ALLIES 6TH FLOOR PITTSBURGH, PA 15222 | GUARDIAN | $79 | — | $79 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 697 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 697 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 2 carriers) | UPMC HEALTH OPTIONS | 393 | $2.1M |
| Dental(2 contracts) | GUARDIAN | 226 | $153K |
| Vision(2 contracts, 2 carriers) | VISION BENEFITS OF AMERICA | 219 | $27K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 697 | $111K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 697 | $111K |
| Prescription drug(5 contracts, 2 carriers) | UPMC HEALTH OPTIONS | 393 | $2.1M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 697 | $111K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 697 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.