| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: WELLS FARGO INS SERVICES USA INC. | 444 LIBERTY AVE FLR 15 PITTSBURGH, PA 15222 | SYMETRA FINANCIAL | $3K | — | $3K | 3.84% |
| LAYNE FINANCIAL INC3 | 315 GREEN RIDGE RD, SUITE H1 NEW CASTLE, PA 16105 | SYMETRA FINANCIAL | $2K | — | $2K | 3.19% |
| GAGE BENEFIT ADVISORS, INC.3 Filed as: GAGE BENEFIT ADVISORS INC. | 525 N TRYON ST, STE 1800 CHARLOTTE, NC 28202 | SYMETRA FINANCIAL | $1K | — | $1K | 2.06% |
| GAGE BENEFIT ADVISORS, INC.3 Filed as: GAGE BENEFIT ADVISORS INC. | 124 N MCDOWELL ST CHARLOTTE, NC 28204 | SYMETRA FINANCIAL | — | $305 | $305 | 0.46% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: WELLS FARGO INS SERVICES USA INC | P.O. BOX 203491 DALLAS, TX 753203516 | DELTA DENTAL OF PENNSYLVANIA | $8K | — | $8K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: WELLS FARGO INS SVCS USA INC. | P.O. BOX 203491 DALLAS, TX 753203516 | ALLSTATE BENEFITS | $8K | — | $8K | 36.96% |
| GEORGE L. WILLIAMS II3 | 315 GREEN RIDGE RD, SUITE H-1 NEW CASTLE, PA 16105 | ALLSTATE BENEFITS | $3K | — | $3K | 15.47% |
| GAGE BENEFIT ADVISORS, INC.3 Filed as: GAGE BENEFIT ADVISORS INC | 6115 PARK SOUTH DR, SUITE 330 CHARLOTTE, NC 28210 | ALLSTATE BENEFITS | $2K | — | $2K | 9.36% |
| LAYNE FINANCIAL INC3 | 315 GREEN RIDGE RD, SUITE H-1 NEW CASTLE, PA 16105 | ALLSTATE BENEFITS | $245 | — | $245 | 1.11% |
| GETTYSBURG BNFTS ADMIN INC3 Filed as: GETTYSBURG BENEFITS ADMIN INC | P.O. BOX 1060 GETTYSBURG, PA 17325 | ALLSTATE BENEFITS | $80 | — | $80 | 0.36% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 1010 OHIO RIVER BLVD PITTSBURGH, PA 15202 | ALLSTATE BENEFITS | $73 | — | $73 | 0.33% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: WELLS FARGO INS SERVICES USA INC | P.O. BOX 203491 DALLAS, TX 753203516 | ONEAMERICA (AMERICAN UNITED LIFE INSURANCE COMPANY) | $2K | — | $2K | 9.66% |
| LAYNE FINANCIAL INC3 | 315 GREEN RIDGE RD, SUITE H-1 NEW CASTLE, PA 16105 | ONEAMERICA (AMERICAN UNITED LIFE INSURANCE COMPANY) | $2K | — | $2K | 8.00% |
| GAGE BENEFIT ADVISORS, INC.3 Filed as: GAGE BENEFIT ADVISORS INC | 6115 PARK SOUTH DR, SUITE 330 CHARLOTTE, NC 28210 | ONEAMERICA (AMERICAN UNITED LIFE INSURANCE COMPANY) | $820 | — | $820 | 4.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: WELLS FARGO INS SERVICES USA INC | 301 SOUTH COLLEGE ST, 19TH FLOOR CHARLOTTE, NC 28202 | VISION SERVICE PLAN | $2K | — | $2K | 12.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 814 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 814 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SYMETRA FINANCIAL | 820 | $67K |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 189 | $56K |
| Vision | VISION SERVICE PLAN | 128 | $15K |
| Life insurance | ALLSTATE BENEFITS | 173 | $22K |
| Short-term disability | ONEAMERICA (AMERICAN UNITED LIFE INSURANCE COMPANY) | 53 | $20K |
| Long-term disability | ONEAMERICA (AMERICAN UNITED LIFE INSURANCE COMPANY) | 53 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 820 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.