| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: HDH GROUP, INC. | 210 6TH AVE., 30TH FLOOR PITTSBURGH, PA 15222 | HIGHMARK INC. | $77K | — | $77K | 1.20% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 6TH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | HIGHMARK, INC. | $20K | — | $20K | 1.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL LIMITED (PA) | 210 SIXTH AVE. 30TH FL. PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $13K | — | $13K | 1.23% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC. | 210 SIXTH AVE. 30TH FL. PITTSBURGH, PA 15222 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | $3K | $12K | 2.64% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC. | 210 6TH AVE. FL. 30 PITTSBURGH, PA 15222 | METROPOLITAN LIFE INSURANCE COMPANY | $42K | $4K | $46K | 11.02% |
| ASSUREDPARTNERS3 Filed as: HDH GROUP INC. | 30TH FL. 210 SIXTH AVE. PITTSBURGH, PA 15222 | PRUDENTIAL | $3K | — | $3K | 2.00% |
| IMG5 | 2960 NORTH MERIDIAN ST. INDIANAPOLIS, IN 46208 | PRUDENTIAL | — | $77 | $77 | 0.05% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN AVE. SUITE 1100 CHICAGO, IL 60603 | PRUDENTIAL | — | $24 | $24 | 0.02% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC. | 210 SIXTH AVE. 30TH FLOOR PITTSBURGH, PA 15222 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.00% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP | 210 SIXTH AVE. 30TH FLOOR PITTSBURGH, PA 15222 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $538 | — | $538 | 1.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL LIMITED (PA) | 210 SIXTH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $512 | — | $512 | 0.98% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC. | 210 SIXTH AVE. 30TH FL. PITTSBURGH, PA 15222 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $99 | $1K | 10.75% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVE. 30T FL. PITTSBURGH, PA 15222 | FIRST UNUM LIFE INSURANCE CO. | $610 | $30 | $640 | 16.87% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP | 210 SIXTH AVE. 30TH FLOOR PITTSBURGH, PA 15222 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $22 | — | $22 | 0.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 566 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 31 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 597 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | HIGHMARK INC. | 1,035 | $7.5M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 926 | $415K |
| Vision(2 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 876 | $56K |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL | 765 | $258K |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 37 | $17K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 707 | $449K |
| Prescription drug | HIGHMARK, INC. | 814 | $1.6M |
| Other(2 contracts, 2 carriers) | PRUDENTIAL | 765 | $258K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,035 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.