| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: HDH GROUP INC | 210 SIXTH AVE. 30TH FL PITTSBURGH, PA 15222 | HIGHMARK INC. | $77K | — | $77K | 0.89% |
| TENTH DOT BENEFITS SOLUTIONS LLC3 Filed as: TENTH DOT BENEFIT SOLUTIONS LLC | 444 LIBERTY AVE. SUITE 750 PITTSBURGH, PA 15222 | HIGHMARK INC. | $27K | — | $27K | 0.31% |
| ASSUREDPARTNERS3 Filed as: HDH GROUP INC. | 210 SIXTH AVE. 30TH FL. PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $13K | — | $13K | 1.20% |
| ASSUREDPARTNERS3 Filed as: HDH GROUP INC. | 210 SIXTH AVE. 30TH FL. PITTSBURGH, PA 15222 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | $4K | $14K | 2.48% |
| ASSUREDPARTNERS3 Filed as: HDH GROUP INC. | 210 SIXTH AVE. FL. 30 PITTSBURGH, PA 15222 | METROPOLITAN LIFE INSURANCE COMPANY | $45K | $4K | $49K | 10.01% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN ST. SUITE 1100 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $151 | $151 | 0.11% |
| ASSUREDPARTNERS3 Filed as: HDH GROUP INC. | 210 SIXTH AVE. 3OTH FL. PITTSBURGH, PA 15222 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 2.00% |
| ASSUREDPARTNERS3 Filed as: HDH GROUP INC. | 210 SIXTH AVE. 30TH FL. PITTSBURGH, PA 15222 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $82 | $1K | 10.74% |
| ASSUREDPARTNERS Filed as: HDH GROUP INC. | 210 SIXTH AVE 30TH FL. PITTSBURGH, PA 15222 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $162 | — | $162 | 2.00% |
| ASSUREDPARTNERS3 Filed as: HDH GROUP INC. | 210 SIXTH AVE. 30TH FL. PITTSBURGH, PA 15222 | FIRST UNUM LIFE INSURANCE COMPANY | $187 | $9 | $196 | 15.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 595 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 19 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 614 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HIGHMARK INC. | 1,015 | $9.7M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,073 | $490K |
| Vision | HIGHMARK INC. | 1,015 | $8.6M |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 880 | $252K |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 39 | $12K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 884 | $552K |
| Prescription drug | HIGHMARK INC. | 1,015 | $8.6M |
| Other(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 878 | $144K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,073 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.