| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COURY HEALTH SERVICES LLC3 Filed as: COURY HEALTH SERVICES, INC. | 301 GRANT STREET SUITE 300 PITTSBURGH, PA 15219 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | — | $5K | 1.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1501 REEDSDALE STREET STE. 403 PITTSBURGH, PA 15233 | UNITED HEALTHCARE | $4K | — | $4K | 2.80% |
| COURY HEALTH SERVICES LLC3 Filed as: COURY HEALTH SERVICES, INC. | 965 GREENTREE ROAD SUITE 310 PITTSBURGH, PA 15220 | UNION SECURITY INSURANCE COMPANY | — | $1K | $1K | 1.60% |
| COURY HEALTH SERVICES LLC3 Filed as: COURY HEALTH SERVICES, LLC | 301 GRANT STREET SUITE 300 PITTSBURGH, PA 15219 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 4.33% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | NATIONAL VISION ADMINISTRATORS, LLC (HEARTLAND) | $2K | — | $2K | 7.38% |
| COURY HEALTH SERVICES LLC3 Filed as: COURY HEALTH SERVICES, LLC | 965 GREENTREE ROAD SUITE 310 PITTSBURGH, PA 15220 | NATIONAL VISION ADMINISTRATORS, LLC (HEARTLAND) | $572 | — | $572 | 2.62% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 310 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 310 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE | 26 | $150K |
| Dental | UNION SECURITY INSURANCE COMPANY | 234 | $75K |
| Vision | NATIONAL VISION ADMINISTRATORS, LLC (HEARTLAND) | 385 | $22K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 310 | $53K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 310 | $53K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 215 | $507K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 310 | $53K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 385 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.