| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SIMPSON MCCRADY BENEFITS LLC3 Filed as: SIMPSON MCCRADY BENEFITS, LLC | 330 GRANT ST ST 1320 PITTSBURGH, PA 15219 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 0.93% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1501 REEDSDALE ST STE 403 PITTSBURGH, PA 152332306 | UNITEDHEALTHCARE INSURACE COMPANY | $5K | — | $5K | 4.39% |
| SIMPSON MCCRADY BENEFITS LLC3 Filed as: SIMPSON MCCRADY BENEFITS, LLC | 310 GRANT ST STE 1320 PITTSBURGH, PA 15219 | METROPOLITAN LIFE INSURANCE COMPANY | — | $7 | $7 | 0.01% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 1501 REEDSDALE ST STE 403 PITTSBURGH, PA 15233 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $994 | $6K | 12.98% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | NATIONAL VISION ADMINISTRATORS, LLC / HEARTLAND | $2K | — | $2K | 10.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1501 REEDSDALE ST STE 403 PITTSBURGH, PA 152332306 | AMERITAS LIFE INSURANCE CORP. | $862 | — | $862 | 9.68% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 CLAIMS PROCESSOR | Other services; Claims processing Service code 12 | 1001 BRINTON ROAD PITTSBURGH, PA 15221 | $86K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 254 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 254 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURACE COMPANY | 27 | $119K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 545 | $82K |
| Vision | NATIONAL VISION ADMINISTRATORS, LLC / HEARTLAND | 283 | $18K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 228 | $45K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 228 | $45K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 183 | $369K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 228 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 545 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.