No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MID ATLANTIC REGIONAL JOINT BOARD EIN 52-1367543 ALLOCATED PR & RELATED | Direct payment from the plan; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $91K |
| ROGOFF & COMPANY, PC EIN 13-2688836 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $9K |
| MARCO CONSULTING GROUP, INC. EIN 36-3555078 INVESTMENT MONITOR | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $5K |
| MARKOWITZ & RICHMAN EIN 23-2111581 ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,315 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,315 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Prescription drug | CAREFIRST BLUECROSS BLUESHIELD | 47 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 47 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.