| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STALWART INSURANCE LLC3 | 2550 BOYCE PLAZA RD STE 120 PITTSBURGH, PA 15241 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $293 | $293 | 0.95% |
| STALWART INSURANCE LLC3 Filed as: STALWART INSURANCE AGENCY | 2550 BOYCE PLAZA ROAD PITTSBURGH, PA 15241 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $193 | $3K | 10.69% |
| STALWART INSURANCE LLC3 | 2550 BOYCE PLAZA RD STE 120 PITTSBURGH, PA 15241 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $139 | $2K | 10.62% |
| STALWART INSURANCE LLC3 | 2550 BOYCE PLAZA RD STE 120 PITTSBURGH, PA 15241 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $208 | $4K | 20.99% |
| SARA MARIE BRYER3 | 1201 CLARIDGE ELLIOTT RD JEANNETTE, PA 15644 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $318 | $46 | $364 | 3.07% |
| STALWART INSURANCE LLC3 | 2550 BOYCE PLAZA ROAD PITTSBURGH, PA 15241 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $154 | $0 | $154 | 1.30% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB INCORPORATED | 850 RIDGE AVENUE PITTSBURGH, PA 15212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $146 | $0 | $146 | 1.23% |
| JESSICA ERIN BENNETT3 | 140 GALLEY RD CANNONSBURG, PA 15317 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $106 | $0 | $106 | 0.90% |
| BRYER INSURANCE SERVICES, INC.3 Filed as: BRYER INSURANCE SERVICES INC | 2135 RIDGE ROAD GREENSBURG, PA 15601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $53 | $53 | $106 | 0.90% |
| ANDREA BETH HOLSTEIN3 | 8559 HALLEY DR DUBLIN, OH 43016 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $88 | $0 | $88 | 0.74% |
| JOSEPH MCDONALD3 | 12052 PEPPERMILL LN PICKERINGTON, OH 43147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | $0 | $52 | 0.44% |
| MICHAEL R ACKERMAN3 Filed as: MICHAEL R ACHERMAN | 435 DEVON PARK DR STE 410 WAYNE, PA 19087 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $41 | $0 | $41 | 0.35% |
| ROGERS BENEFIT GROUP INC3 Filed as: PATRICK MICHAEL ROGERS | 137 CAMELOT CIRCLE CORAOPOLIS, PA 15108 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $6 | $21 | 0.18% |
| TIMOTHY J SLATER3 | 466 CARNEGIE DR PITTSBURGH, PA 15243 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | $2 | $21 | 0.18% |
| JUSTIN L MCDONALD3 | 12052 PEPPERMILL LN PICKERINGTON, OH 43016 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | $0 | $20 | 0.17% |
| TIMOTHY BIRDSONG3 | 302 FIELDBROOK DR WASHINGTON, PA 15301 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $4 | $7 | 0.06% |
| HOWARD HOROWITZ3 Filed as: HOWARD J HOROWITZ | 2610 ALCOTT ST CARMEL, IN 46032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $0 | $5 | 0.04% |
| STALWART INSURANCE LLC3 Filed as: STALWART INSURANCE AGENCY | 2550 BOYCE PLAZA RD PITTSBURGH, PA 15241 | EYEMED VISION CARE | $829 | $0 | $829 | 8.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 0 | $68K |
| Vision | EYEMED VISION CARE | 0 | $9K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 0 | $22K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 0 | $28K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 0 | $31K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 0 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.