| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB INSURANCE, INC. | 850 RIDGE AVENUE PITTSBURGH, PA 15212 | AMERICAN UNITED LIFE INSURANCE COMPANY | $5K | — | $5K | 5.78% |
| STALWART INSURANCE LLC3 Filed as: STALWART INSURANCE AGENCY | 2550 BOYCE PLAZA ROAD PITTSBURGH, PA 15241 | AMERICAN UNITED LIFE INSURANCE COMPANY | $3K | — | $3K | 3.80% |
| SARA MARIE BRYER3 | 1201 CLARIDGE ELLIOT ROAD JEANNETTE, PA 15644 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $2K | $4K | 25.49% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB, INC. | 850 RIDGE AVENUE PITTSBURGH, PA 15212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 15.22% |
| JESSICA ERIN BENNETT3 | 140 GALLEY ROAD CANONSBURG, PA 15317 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $681 | $251 | $932 | 5.94% |
| BRYER INSURANCE SERVICES, INC.3 | 2135 RIDGE ROAD GREENSBURG, PA 15601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $637 | $45 | $682 | 4.35% |
| ANDREA BETH HOLSTEIN3 | 5976 PENNINGTON CREEK DRIVE DUBLIN, OH 43016 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $524 | $155 | $679 | 4.33% |
| STALWART INSURANCE LLC0 | 2550 BOYCE PLAZA ROAD PITTSBURGH, PA 15241 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $632 | — | $632 | 4.03% |
| JOSEPH MCDONALD3 | 12052 PEPPERMILL LANE NW PICKERINGTON, OH 43147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $572 | $12 | $584 | 3.72% |
| KENNETH P AMOS3 | 101 ALYSON DRIVE CANONSBURG, PA 15317 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $188 | $152 | $340 | 2.17% |
| JUSTIN J MCDONALD3 | 12052 PEPPERMILL LANE PICKERINGTON, OH 43147 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $271 | $34 | $305 | 1.94% |
| MICHAEL R ACKERMAN3 | 435 DEVON PARK DRIVE WAYNE, PA 19087 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $166 | $82 | $248 | 1.58% |
| CHRISTOPHER MCKEE3 | 311 STONHOPE DRIVE DELAWARE, OH 43015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $58 | $95 | $153 | 0.98% |
| HOWARD HOROWITZ3 Filed as: HOWARD J HOROWITZ | 2610 ALCOTT STREET CARMEL, IN 46032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | $13 | $45 | 0.29% |
| BRANDON MARCELLO CENTO3 | 7060 OAKBAY DRIVE NOBLESVILLE, IN 46062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $1 | $4 | 0.03% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB INSURANCE, INC. | 850 RIDGE AVENUE PITTSBURGH, PA 15212 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $613 | — | $613 | 5.24% |
| STALWART INSURANCE LLC3 Filed as: STALWART INSURANCE AGENCY | 2550 BOYCE PLAZA ROAD PITTSBURGH, PA 15241 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $316 | — | $316 | 2.70% |
| ASSUREX GLOBAL CORPORATION3 | 175 SOUTH THIRD STREET SUITE 800 COLUMBUS, OH 43215 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $47 | — | $47 | 0.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 99 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 100 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | UPMC HEALTH OPTIONS | 133 | $1.5M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 222 | $71K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 231 | $12K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 115 | $78K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 115 | $78K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 115 | $78K |
| Other(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 115 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 231 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.