| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LIBERTY INSURANCE SERVICES3 Filed as: LIBERTY INSURANCE AGENCY | 1910 COCHRAN ROAD SUITE 800 PITTSBURGH, PA 15220 | HIGHMARK INC | $24K | — | $24K | 1.56% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 200 E RANDOLPH ST CHICAGO, IL 60601 | SUNLIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 9.09% |
| DAN DESTEFANO3 | 128 GOLFVIEW DRIVEW MCMURRAY, PA 15317 | SUNLIFE ASSURANCE COMPANY OF CANADA | $318 | — | $318 | 1.80% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL | PO BOX 955909 ST. LOUIS, MO 63195 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $387 | $161 | $548 | 5.10% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | PO BOX 955909 ST. LOUIS, MO 63195 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $858 | $100 | $958 | 14.40% |
| SOLENTURE INC3 | TWO GATEWAY CENTER PITTSBURGH, PA 15222 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $66 | — | $66 | 4.02% |
| BRYER INSURANCE SERVICES, INC.3 Filed as: BRYER INSURANCE SERVICES INC | 2135 RIDGE ROAD GREENSBURG, PA 15601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | — | $52 | 3.17% |
| TAMMY A MORGART3 Filed as: TAMMY A MOGART | 13347 DEAN DRIVE NORTH HUNTINGDON, PA 15642 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | — | $28 | 1.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC | 210 | $1.5M |
| Dental | HIGHMARK INC | 210 | $1.5M |
| Vision | HIGHMARK INC | 210 | $1.5M |
| Life insurance | SUNLIFE ASSURANCE COMPANY OF CANADA | 117 | $18K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 113 | $11K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 76 | $7K |
| Prescription drug | HIGHMARK INC | 210 | $1.5M |
| Other(2 contracts, 2 carriers) | SUNLIFE ASSURANCE COMPANY OF CANADA | 117 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 210 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.