| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $35K | — | $35K | 2.48% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | HIGHMARK | $29K | — | $29K | 3.60% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $20K | — | $20K | 14.11% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | HIGHMARK | $11K | — | $11K | 9.99% |
| DAMIAN FOSTER3 | 810 RIVER AVENUE SUITE 230 PITTSBURGH, PA 15212 | AFLAC | $1K | $44 | $1K | 5.65% |
| SMITH BENEFITS CONSULTING GROUP3 | 810 RIVER AVENUE SUITE 230 PITTSBURGH, PA 15212 | AFLAC | $392 | $18 | $410 | 2.05% |
| LISA ANGELINE PECK3 | 273 COMMONS DR OAKMONT, PA 15139 | AFLAC | $269 | — | $269 | 1.34% |
| HENRY O CALLIER3 Filed as: HENRY OCALLIER JR | 21 VAN BUREN CIRCLE MCKEES ROCKS, PA 15136 | AFLAC | $232 | — | $232 | 1.16% |
| ALEC J MAHER3 | 320 OHIO RIVER BLVD. APT A3 SEWICKLEY, PA 15143 | AFLAC | $139 | — | $139 | 0.69% |
| JASON LYLE LAVRINC3 | 204 CLIFFSIDE DRIVE MARS, PA 16046 | AFLAC | $94 | — | $94 | 0.47% |
| DANIEL MARCIN INSURANCE INC3 | 760 ALLEGHENY RIVER BLVD SUITE 200 VERONA, PA 15147 | AFLAC | $78 | — | $78 | 0.39% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | AFLAC | $54 | — | $54 | 0.27% |
| MARIO HAIFA3 | 216 WARWICK DRIVE PITTSBURGH, PA 15241 | AFLAC | $48 | — | $48 | 0.24% |
| JAZZMIN C BONNER3 | 1402 LOUISE STREET MUNHALL, PA 15120 | AFLAC | $47 | — | $47 | 0.23% |
| TEMPLE K WOODLEY3 | 2014 REIS RUN RD PITTSBURGH, PA 15237 | AFLAC | $42 | — | $42 | 0.21% |
| RENALD L SMITH3 | 1844 CENTRE AVENUE PITTSBURGH, PA 15219 | AFLAC | $32 | — | $32 | 0.16% |
| JOHN B LACARIA3 | 102 JENNIFER LN BRIDGEPORT, WV 26330 | AFLAC | $31 | — | $31 | 0.15% |
| LISA ANGELINE PECK3 | 400 2ND STREET OAKMONT, PA 15139 | AFLAC | $30 | — | $30 | 0.15% |
| BERTHA SUSAN REYNOLDS3 | 8979 EASTWOOD ROAD PITTSBURGH, PA 15235 | AFLAC | $27 | — | $27 | 0.13% |
| OWENMYRTLE INC3 | 1611 SAINT ANDREWS DRIVE SUITE 22 LAWRENCE, KS 66047 | AFLAC | $14 | — | $14 | 0.07% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $13 | — | $13 | 0.06% |
| STEVE J PADGELEK3 | 5500 BROOKTREE ROAD SUITE 102 WEXFORD, PA 15090 | AFLAC | $11 | — | $11 | 0.05% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $10 | — | $10 | 0.05% |
| LISA M STELLO3 | 1110 FOX POINTE DRIVE CHESWICK, PA 15024 | AFLAC | $9 | — | $9 | 0.04% |
| JAMES DANIEL CRAWLEY3 | 2316 MCNARY BLVD PITTSBURGH, PA 15235 | AFLAC | $8 | — | $8 | 0.04% |
| PATIENCE M DANNA3 | 320 FORT DUQUESNE BLVD APT 4E PITTSBURGH, PA 15222 | AFLAC | $7 | — | $7 | 0.03% |
| RIFFE CONSULTING GROUP LLC3 | 219 TIMBER RDG CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $7 | — | $7 | 0.03% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $6 | — | $6 | 0.03% |
| LAURA MITCHELL-DENDY3 | 1644 ARDMORE BLVD PITTSBURGH, PA 15221 | AFLAC | $5 | — | $5 | 0.02% |
| WILLIAM K LIEBERMAN3 | 339 6TH AVENUE SUITE 720 PITTSBURGH, PA 15222 | AFLAC | $5 | — | $5 | 0.02% |
| JAMES G BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC | $5 | — | $5 | 0.02% |
| SJP & ASSOCIATES3 | 4000 OLD STATION ROAD APT 4101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $4 | — | $4 | 0.02% |
| DOMINICK J LACARIA3 Filed as: DOMINICK LACARIA | 216 ROSCOMMON PL MCMURRAY, PA 15317 | AFLAC | $4 | — | $4 | 0.02% |
| ASHTON CONSULTING INC3 | 3606 RIDGEVIEW DRIVE SUITE 200 COLUMBIA, MO 65203 | AFLAC | $4 | — | $4 | 0.02% |
| ROBERT D BURTON3 | 550 SOUTH AVENUE VERONA, PA 15147 | AFLAC | $4 | — | $4 | 0.02% |
| JAMES V CLEMENS3 | 7 ROWAN AVENUE GREENSBURG, PA 15601 | AFLAC | $2 | — | $2 | 0.01% |
| RAY A JETER SR3 | 126 RITZLAND ROAD PITTSBURGH, PA 15235 | AFLAC | $2 | — | $2 | 0.01% |
| THE TORRES GROUP LLC3 | 1750 FARMINTON CIRCLE WELLINTON, TN 37919 | AFLAC | $1 | — | $1 | 0.00% |
| BRYER INSURANCE SERVICES, INC.3 | 2135 RIDGE ROAD GREENSBURG, PA 15601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $73 | — | $73 | 4.37% |
| RICHARD D BRYER3 | 2135 RIDGE ROAD GREENSBURG, PA 15601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $61 | — | $61 | 3.65% |
| TAMMY A MORGART3 | 13347 DEAN DRIVE N HUNTINGDON, PA 15642 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | — | $26 | 1.56% |
| LISA M BRYER3 | 2135 RIDGE ROAD GREENSBURG, PA 15601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 1.14% |
| TIMOTHY J SLATER3 | 821 WHITE OAK CIRCLE PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 296 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 299 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UPMC HEALTH OPTIONS | 378 | $2.2M |
| Dental | HIGHMARK | 478 | $112K |
| Vision | VISION BENEFITS OF AMERICA | 266 | $18K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 296 | $143K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 296 | $143K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 296 | $143K |
| Prescription drug | HIGHMARK | 158 | $160K |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 296 | $165K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 478 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.