| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | UPMC HEALTH OPTIONS | $31K | — | $31K | 2.50% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | HIGHMARK | $30K | — | $30K | 3.89% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $14K | — | $14K | 10.00% |
| HENDERSON BROTHERS, INC.3 | 920 FORT DUQUESNE BLVD. PITTSBURGH, PA 15222 | HIGHMARK | $11K | — | $11K | 10.07% |
| DAMIAN FOSTER3 | 810 RIVER AVENUE SUITE 230 PITTSBURGH, PA 15212 | AFLAC | $1K | $177 | $2K | 9.36% |
| SMITH BENEFITS CONSULTING GROUP3 | 810 RIVER AVENUE SUITE 230 PITTSBURGH, PA 15212 | AFLAC | $370 | $34 | $404 | 2.35% |
| RENALD L SMITH3 | 1844 CENTRE AVENUE PITTSBURGH, PA 15219 | AFLAC | $334 | — | $334 | 1.94% |
| GABRIEL KIRK SPURLOCK3 | 5005 OLD ORCHARD LAND GIBSONIA, PA 15044 | AFLAC | $315 | — | $315 | 1.83% |
| DANIEL C HARRIS3 Filed as: DANIEL JAMES ROOS | 173 GROVE AVENUE PITTSBURGH, PA 15229 | AFLAC | $229 | $1 | $230 | 1.34% |
| HENRY O CALLIER3 Filed as: HENRY OCALLIER JR | 21 VAN BUREN CIRCLE MCKEES ROCKS, PA 15136 | AFLAC | $228 | — | $228 | 1.32% |
| JASON LYLE LAVRINC3 | 204 CLIFFSIDE DRIVE MARS, PA 16046 | AFLAC | $96 | — | $96 | 0.56% |
| DANIEL MARCIN INSURANCE INC3 | 760 ALLEGHENY RIVER BLVD SUITE 200 VERONA, PA 15147 | AFLAC | $72 | — | $72 | 0.42% |
| MATHEW DAVIS BUNTING3 | 5533 ELLSWORTH AVENUE 102 PITTSBURGH, PA 15232 | AFLAC | $59 | — | $59 | 0.34% |
| LAURA MITCHELL-DENDY3 | 1644 ARDMORE BLVD PITTSBURGH, PA 15221 | AFLAC | $58 | — | $58 | 0.34% |
| MARIO HAIFA3 | 216 WARWICK DRIVE PITTSBURGH, PA 15241 | AFLAC | $46 | — | $46 | 0.27% |
| TEMPLE K WOODLEY3 | 2014 REIS RUN RD PITTSBURGH, PA 15237 | AFLAC | $42 | — | $42 | 0.24% |
| CHRISTOPHER JASON BASHUR3 | 7 ALLEGHENY CENTER APT 203 PITTSBURGH, PA 15212 | AFLAC | $40 | — | $40 | 0.23% |
| JOHN B LACARIA3 | 102 JENNIFER LN BRIDGEPORT, WV 26330 | AFLAC | $29 | — | $29 | 0.17% |
| LEVI NATHANIE HICKS3 | 1222 MARGARET STREET HOMESTEAD, PA 15120 | AFLAC | $25 | — | $25 | 0.15% |
| OWENMYRTLE INC3 | 1611 SAINT ANDREWS DRIVE SUITE 22 LAWRENCE, KS 66047 | AFLAC | $13 | — | $13 | 0.08% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $12 | — | $12 | 0.07% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $10 | — | $10 | 0.06% |
| SJP & ASSOCIATES3 | 4000 OLD STATION ROAD APT 4101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $10 | — | $10 | 0.06% |
| JEFFREY A FABRIS3 | 553 ROOSEVELT AVENUE SUITE 104 ENUMCLAW, WA 98022 | AFLAC | $9 | — | $9 | 0.05% |
| LISA M STELLO3 | 1110 FOX POINTE DRIVE CHESWICK, PA 15024 | AFLAC | $8 | — | $8 | 0.05% |
| PATIENCE M DANNA3 | 320 FORT DUQUESNE BLVD APT 4E PITTSBURGH, PA 15222 | AFLAC | $7 | — | $7 | 0.04% |
| SRB CONSULTING GROUP LLC3 | 17517 48TH STREET CT E LAKE TAPPS, WA 98391 | AFLAC | $6 | — | $6 | 0.03% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $6 | — | $6 | 0.03% |
| WILLIAM K LIEBERMAN3 | 339 6TH AVENUE SUITE 720 PITTSBURGH, PA 15222 | AFLAC | $5 | — | $5 | 0.03% |
| BRANDON PENKO3 Filed as: BRANDON C HOOBLER | 14220 INTERURBAN AVENUE S STE 150 SEATTLE, WA 98168 | AFLAC | $4 | — | $4 | 0.02% |
| RIFFE CONSULTING GROUP LLC3 | 219 TIMBER RDG CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $4 | — | $4 | 0.02% |
| DOMINICK J LACARIA3 Filed as: DOMINICK LACARIA | 216 ROSCOMMON PL MCMURRAY, PA 15317 | AFLAC | $4 | — | $4 | 0.02% |
| JAMES G BRANDT3 | 47 MARVIN STREET PORT MATILDA, PA 16870 | AFLAC | $4 | — | $4 | 0.02% |
| SJP & ASSOCIATES3 Filed as: SJP & ASSOCIATES, INC. | 4000 OLD STATION ROAD APT 4101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $4 | — | $4 | 0.02% |
| SHAIN R BLOOM3 | 17517 48TH STREET CT E LAKE TAPPS, WA 98391 | AFLAC | $4 | — | $4 | 0.02% |
| ASHTON CONSULTING INC3 | 3606 RIDGEVIEW DRIVE SUITE 200 COLUMBIA, MO 65203 | AFLAC | $4 | — | $4 | 0.02% |
| ROBERT D BURTON3 | 550 SOUTH AVENUE VERONA, PA 15147 | AFLAC | $3 | — | $3 | 0.02% |
| THE TORRES GROUP LLC3 | 1750 FARMINTON CIRCLE WELLINTON, TN 37919 | AFLAC | $1 | — | $1 | 0.01% |
| JAMES G BRANDT3 | 47 MARVIN ST PORT MATILDA, PA 16870 | AFLAC | $1 | — | $1 | 0.01% |
| RICHARD D BRYER3 | 2135 RIDGE ROAD GREENSBURG, PA 15601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $272 | $8 | $280 | 10.36% |
| TAMMY A MORGART3 | 13347 DEAN DRIVE N HUNTINGDON, PA 15642 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $91 | $8 | $99 | 3.66% |
| LISA M BRYER3 | 2135 RIDGE ROAD GREENSBURG, PA 15601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $71 | — | $71 | 2.63% |
| TIMOTHY J SLATER3 | 821 WHITE OAK CIRCLE PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | $2 | $19 | 0.70% |
| BARBARA K GROSS3 | 15 WEBER ROAD JEANNETTE, PA 15644 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 189 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 190 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UPMC HEALTH OPTIONS | 225 | $2.0M |
| Dental | HIGHMARK | 483 | $113K |
| Vision | VISION BENEFITS OF AMERICA | 170 | $17K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 308 | $139K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 308 | $139K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 308 | $139K |
| Prescription drug | HIGHMARK | 154 | $152K |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 308 | $159K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 483 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.