| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 240 MADISON AVE 7TH FLOOR MEMPHIS, TN 38103 | HIGHMARK, INC. | $25K | — | $25K | 3.09% |
| JASON PAPSON3 | 1501 REEDSDALE ST STE 3005 PITTSBURGH, PA 15233 | HIGHMARK, INC. | $2K | — | $2K | 0.26% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1501 REEDSDALE ST STE 3005 PITTSBURGH, PA 15233 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 15.00% |
| DOUGLAS KAMPER3 | 624 SUISMON ST PITTSBURGH, PA 15212 | AFLAC | $795 | $42 | $837 | 3.80% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 575 MARKET ST STE 1300 SAN FRANCISCO, CA 94105 | AFLAC | $833 | — | $833 | 3.78% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST FL 6 6TH FLOOR SAN DIEGO, CA 92101 | AFLAC | $518 | — | $518 | 2.35% |
| JOSHUA PINAROC3 | 960 WHITLEY DR PITTSBURGH, PA 15237 | AFLAC | $435 | $35 | $470 | 2.13% |
| VANESSA K KOSTIC3 | 12 CASTLE VIEW DR MCKEES ROCKS, PA 15136 | AFLAC | $360 | $52 | $412 | 1.87% |
| AGORA BENEFITS LLC3 | 2593 WEXFORD BAYNE RD STE 102 SEWICKLEY, PA 15143 | AFLAC | $302 | — | $302 | 1.37% |
| BBERTHA SUSAN REYNOLDS3 | 8979 EASTWOOD RD PITTSBURGH, OR 15235 | AFLAC | $185 | $9 | $194 | 0.88% |
| KAYLIE A LING3 | 810 RIVER AVE STE 230 PITTSBURGH, PA 15212 | AFLAC | $169 | $21 | $190 | 0.86% |
| MATTHEW DONOVAN3 | 325 MOUNT JOY RD MOUNT PLEASANT, PA 15666 | AFLAC | $189 | — | $189 | 0.86% |
| NICK BUZZELLI INSURANCE LLC3 | 155 CURTIS CT PITTSBURGH, PA 15237 | AFLAC | $162 | $24 | $186 | 0.84% |
| BRYAN CHECHAK3 | 2213 MOUNT TROY RD PITTSBURGH, PA 15212 | AFLAC | $105 | $42 | $147 | 0.67% |
| SMITH BENEFITS CONSULTING GROUP3 | 810 RIVER AVE STE 230 PITTSBURGH, PA 15212 | AFLAC | $87 | $19 | $106 | 0.48% |
| CHARLES MORALES3 | 39 SAGINAW DR STE 3B ROCHESTER, NY 14623 | AFLAC | $51 | — | $51 | 0.23% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AFLAC | $29 | — | $29 | 0.13% |
| SVETLANA ZEITLIN3 | 105 ADDIS DR CHURCHVILLE, PA 18966 | AFLAC | $21 | — | $21 | 0.10% |
| PATRICK THOMAS MICHAEL3 | 384 CENTER AVE #2 PITTSBURGH, PA 15229 | AFLAC | $13 | — | $13 | 0.06% |
| JOSE A SCHIENEMAN3 | 1881 S CARRIAGE LN CHANDLER, AZ 85286 | AFLAC | $7 | — | $7 | 0.03% |
| ROBIN SHIVELY3 Filed as: ROBIN E SHIVELY | 347 SCOLA RD BROOKHAVEN, PA 19015 | AFLAC | $1 | — | $1 | 0.00% |
| DOUGLAS KAMPER3 | 624 SUSMON ST PITTSBURGH, PA 15212 | AFLAC | $234 | — | $234 | 46.71% |
| KAYLIE A LING3 Filed as: KAYLIE A SMITH | 810 RIVER AVE STE 230 PITTSBURGH, PA 15212 | AFLAC | $29 | — | $29 | 5.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 119 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK, INC. | 149 | $803K |
| Dental | HIGHMARK, INC. | 149 | $803K |
| Vision | HIGHMARK, INC. | 149 | $803K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $41K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $41K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $41K |
| Prescription drug | HIGHMARK, INC. | 149 | $803K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 134 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 149 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.