| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP | 800 EMERSON LN, SUITE 1301 BRIDGEVILLE, PA 15017 | HIGHMARK INC. | $22K | — | $22K | 2.73% |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INSURANCE GROUP | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 10.05% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 1225 WASHINGTON PIKE, SUITE 301 BRIDGEVILLE, PA 15017 | HARTFORD LIFE AND ACCIDENT | $4K | $2K | $7K | 16.00% |
| DOMINICK J LACARIA3 | 216 ROSCOMMON PL MCMURRAY, PA 15317 | AFLAC | $2K | $35 | $2K | 5.47% |
| DOMINICK J LACARIA JR3 | 110 BETHANY DR MCMURRAY, PA 15317 | AFLAC | $2K | $62 | $2K | 4.90% |
| ANCILLARY BENEFITS CONSULTING LLC3 | 125 TECHNOLOGY DR SUITE 201 CANONSBURG, PA 15317 | AFLAC | $375 | $23 | $398 | 1.01% |
| OLENKA UZARSKI3 | 104 VISTA DR CANONSBURG, PA 15317 | AFLAC | $232 | $23 | $255 | 0.65% |
| MONICA L ZMUDA3 | 1658 HERITAGE DR PITTSBURGH, PA 15237 | AFLAC | $229 | — | $229 | 0.58% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF PENNSYLVANIA | 1301 GRANDVIEW AVE SUITE 400 PITTSBURGH, PA 15211 | AFLAC | $178 | — | $178 | 0.45% |
| JOHN B LACARIA3 | 102 JENNIFER LANE BRIDGEPORT, WV 26330 | AFLAC | $153 | — | $153 | 0.39% |
| JAMES BRADLEY SEIFERT3 | 157 MCCOY PLACE RD SEWICKLEY, PA 15143 | AFLAC | $152 | — | $152 | 0.38% |
| ANDREA STEARNS3 | PO BOX 323 BETHEL PARK, PA 15102 | AFLAC | $113 | — | $113 | 0.29% |
| FREDERICK L ROSE3 | 3631 PUTTER POINT LN FORT MYERS, FL 33919 | AFLAC | $108 | — | $108 | 0.27% |
| JOHN W DRAY3 | 123 THOMAS ROAD MCMURRAY, PA 15317 | AFLAC | $97 | — | $97 | 0.25% |
| BRIAN W PATTEN3 | 120 MARGUERITE DR SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $86 | — | $86 | 0.22% |
| JEREMY LACARIA3 | 810 N HENRY ST SUITE 420 POST FALLS, ID 83854 | AFLAC | $76 | — | $76 | 0.19% |
| JEFFREY CORREAL3 | 442 DUCK HOLLOW ROAD UNIONTOWN, PA 15401 | AFLAC | $75 | — | $75 | 0.19% |
| CHRISTOPHER M ASHTON3 | 5962 SCREAMING EAGLE LANE COLUMBIA, MO 65201 | AFLAC | $59 | — | $59 | 0.15% |
| DANIEL R JUDY3 | 231 WALTERS MILL RD SOMERSET, PA 15501 | AFLAC | $49 | — | $49 | 0.12% |
| DANIEL D BUSATTO3 | 721 SEWICKLEY ST GREENSBURG, PA 15601 | AFLAC | $37 | — | $37 | 0.09% |
| ASHTON CONSULTING INC3 | 5962 SCREAMING EAGLE LANE COLUMBIA, MO 65201 | AFLAC | $37 | — | $37 | 0.09% |
| KIMBERLY K LACARIA3 | 102 JENNIFER LANE BRIDGEPORT, WV 26330 | AFLAC | $25 | — | $25 | 0.06% |
| ACRISURE LLC3 | PO BOX 211 HUNKER, PA 15639 | AFLAC | $23 | — | $23 | 0.06% |
| JOY GRUBE PADGELEK3 | 1195 WASHINGTON PIKE, SUITE 300 BRIDGEVILLE, PA 15017 | AFLAC | $13 | — | $13 | 0.03% |
| SHARON R GRANT3 | 96 SILVER OAKS CIR, APT 1104 NAPLES, FL 34119 | AFLAC | $10 | — | $10 | 0.03% |
| JAMES G BRANDT3 | 47 MARVIN ST PORT MATILDA, PA 16870 | AFLAC | $10 | — | $10 | 0.03% |
| THE TORRES GROUP LLC3 | 1750 FARMINTON CIRCLE WELLINTON, TN 37919 | AFLAC | $7 | — | $7 | 0.02% |
| ROBERT RICHARD ARETTA3 | PO BOX 211 HUNKER, PA 15639 | AFLAC | $7 | — | $7 | 0.02% |
| TYE ELLIOTT3 | 2315 W PINNACLE DR DUNLAP, IL 61525 | AFLAC | $7 | — | $7 | 0.02% |
| TIMOTHY R QUINLAN3 | PO BOX 387 CONNOQUENESSING, PA 16027 | AFLAC | $5 | — | $5 | 0.01% |
| JOHN P FRICK3 | 724 HIGH STREET EXT DUNBAR, PA 15431 | AFLAC | $4 | — | $4 | 0.01% |
| DANIEL E TORRES3 | 301 JAMESON CT SEVEN FIELDS, PA 16046 | AFLAC | $4 | — | $4 | 0.01% |
| KRISTIN J QUINLAN3 | PO BOX 387 CONNOQUENESSING, PA 16027 | AFLAC | $4 | — | $4 | 0.01% |
| EUGENE MAMMOME3 | 15 HERITAGE LANE EXTON, PA 19341 | AFLAC | $3 | — | $3 | 0.01% |
| MATTHEW S MCCLAY3 | 1086 MANSFIELD AVE INDIANA, PA 15701 | AFLAC | $2 | — | $2 | 0.01% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 1225 WASHINGTON PIKE, SUITE 301 BRIDGEVILLE, PA 15017 | VISION BENEFITS OF AMERICA | $462 | — | $462 | 7.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 112 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC. | 113 | $821K |
| Vision | VISION BENEFITS OF AMERICA | 91 | $6K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 111 | $42K |
| Short-term disability | AFLAC | 47 | $40K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 111 | $42K |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 111 | $89K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 113 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.