| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS | — | METROPOLITAN LIFE INSURANCE COMPANY | — | $13 | $13 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.7 Filed as: ALLIANT INSURANCE SERVICE SAGEWELL | 1501 REEDSDALE ST, SUITE 403 PITTSBURGH, PA 15233 | CIGNA GROUP INSURANCE | $3K | $3K | $6K | 5.18% |
| HENDERSON BROTHERS, INC.7 Filed as: HENDERSON BROTHERS INC | 920 FORT DUQESNE BLVD PITTSBURGH, PA 15222 | CIGNA GROUP INSURANCE | $3K | — | $3K | 2.54% |
| ALLIANT INSURANCE SERVICES, INC.7 Filed as: ALLIANT INSURANCE SERVICE SAGEWELL | 1501 REEDSDALE ST, SUITE 403 PITTSBURGH, PA 15233 | CIGNA GROUP INSURANCE | $2K | $2K | $4K | 5.07% |
| HENDERSON BROTHERS, INC.7 Filed as: HENDERSON BROTHERS | 920 FORT DUQESNE BLVD PITTSBURGH, PA 15222 | CIGNA GROUP INSURANCE | $3K | — | $3K | 3.72% |
| ALLIANT INSURANCE SERVICES, INC.7 Filed as: ALLIANT INSURANCE SERVICE SAGEWELL | 1501 REEDSDALE ST, SUITE 403 PITTSBURGH, PA 15233 | CIGNA GROUP INSURANCE | $2K | $2K | $4K | 4.53% |
| HENDERSON BROTHERS, INC.7 Filed as: HENDERSON BROTHERS | 920 FORT DUQESNE BLVD PITTSBURGH, PA 15222 | CIGNA GROUP INSURANCE | $2K | — | $2K | 2.70% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS | — | LINCOLN FINANCIAL GROUP | $1K | — | $1K | 5.00% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS | — | LINCOLN FINANCIAL GROUP | $1K | — | $1K | 5.00% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS | — | LINCOLN FINANCIAL GROUP | $1K | — | $1K | 5.00% |
| HENDERSON BROTHERS, INC.3 Filed as: HENDERSON BROTHERS | — | LINCOLN FINANCIAL GROUP | $831 | — | $831 | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.7 Filed as: ALLIANT INSURANCE SERVICE SAGEWELL | 1501 REEDSDALE ST, SUITE 403 PITTSBURGH, PA 15233 | CIGNA GROUP INSURANCE | $790 | $349 | $1K | 9.74% |
| HENDERSON BROTHERS, INC.7 Filed as: HENDERSON BROTHERS | 920 FORT DUQESNE BLVD PITTSBURGH, PA 15222 | CIGNA GROUP INSURANCE | $964 | — | $964 | 8.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,060 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,062 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,374 | $437K |
| Vision | VISION BENEFITS OF AMERICA | 725 | $80K |
| Life insurance(3 contracts, 2 carriers) | CIGNA GROUP INSURANCE | 1,444 | $146K |
| Short-term disability | CIGNA GROUP INSURANCE | 240 | $80K |
| Long-term disability(2 contracts, 2 carriers) | CIGNA GROUP INSURANCE | 980 | $107K |
| Other(4 contracts, 3 carriers) | LINCOLN FINANCIAL GROUP | 1,060 | $87K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,444 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.