| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SAGEWELL PARTNERS INC3 | 1501 REEDSDALE ST STE 403 PITTSBURGH, PA 15233 | CIGNA GROUP INSURANCE | $5K | $2K | $7K | 7.21% |
| SAGEWELL PARTNERS INC3 | 1501 REEDSDALE ST STE 403 PITTSBURGH, PA 15233 | CIGNA GROUP INSURANCE | $3K | $2K | $5K | 7.51% |
| SAGEWELL PARTNERS INC3 | 1501 REEDSDALE ST STE 403 PITTSBURGH, PA 15233 | CIGNA GROUP INSURANCE | $3K | $2K | $5K | 7.21% |
| SAGEWELL PARTNERS INC3 | 1501 REEDSDALE ST STE 403 PITTSBURGH, PA 15233 | CIGNA GROUP INSURANCE | $2K | $341 | $2K | 17.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 738 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 738 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,382 | $436K |
| Vision | VISION BENEFITS OF AMERICA | 765 | $103K |
| Life insurance | CIGNA GROUP INSURANCE | 1,422 | $93K |
| Short-term disability | CIGNA GROUP INSURANCE | 222 | $69K |
| Long-term disability | CIGNA GROUP INSURANCE | 975 | $69K |
| Other(2 contracts, 2 carriers) | LIFESOLUTIONS | 1,027 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,422 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.