| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP | 1007 MUMMA RD STE 200 WORMLEYSBURG, PA 17043 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 5.79% |
| RESCHINI AGENCY INC3 Filed as: THE RESCHINI GROUP | 922 PHILADELPHIA ST INDIANA, PA 15701 | HIGHMARK | $1K | — | $1K | 1.82% |
| TIMOTHY J SLATER3 | 821 WHITE OAK CIR PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $194 | $2K | 4.59% |
| STEPHEN M. GOULD3 Filed as: STEPHEN M GOULD | 160 S BROAD ST GROVE CITY, PA 16127 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 3.31% |
| ARICK MARTIN3 | 427 S MEADOWCROFT AVE PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $868 | $45 | $913 | 2.55% |
| DAVID E HAUCK3 | 2878 TREMONTE LANE ALISON PARK, PA 15101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $763 | $27 | $790 | 2.20% |
| RONALD L MCFARLAND4 | 113 N BROAD ST GROVE CITY, PA 16127 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $137 | — | $137 | 0.38% |
| TAMMY A MORGART3 | 13347 DEAN DRIVE NORTH HUNTINGTON, PA 15642 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 0.07% |
| KATI NAIRN3 | 103 ERICSON CIRCLE BEAVER, PA 15009 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| WILLLIAM E GOOD3 | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| TIMOTHY J SLATER3 | 821 WHITE OAK CIR PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $142 | $2 | $144 | 3.34% |
| DAVID E HAUCK3 | 2878 TREMONTE LANE ALISON PARK, PA 15101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $122 | — | $122 | 2.83% |
| STEPHEN M. GOULD3 Filed as: STEPHEN M GOULD | 160 S BROAD ST GROVE CITY, PA 16127 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $96 | — | $96 | 2.23% |
| ARICK MARTIN3 | 427 S MEADOWCROFT AVE PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | $1 | $26 | 0.60% |
| RONALD L MCFARLAND3 | 113 N BROAD ST GROVE CITY, PA 16127 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.33% |
| WILLLIAM E GOOD3 | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.07% |
| TIMOTHY J REED3 | 21 AZALEA DRIVE LUMBERTON, NJ 08048 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $56 | $4 | $60 | 2.74% |
| TIMOTHY J SLATER3 | 821 WHITE OAK CIR PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $36 | $1 | $37 | 1.69% |
| DAVID E HAUCK3 | 2878 TREMONTE LANE ALISON PARK, PA 15101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 0.87% |
| STEPHEN M. GOULD3 Filed as: STEPHEN M GOULD | 160 S BROAD ST GROVE CITY, PA 16127 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.55% |
| BRAD BIEL3 | 2 GOLD ST NEW YORK, NY 10038 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $4 | $7 | 0.32% |
| THE WORKSIGHT GROUP LLC3 | 1050 WALL STREET WEST LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $2 | $5 | 0.23% |
| WILLLIAM E GOOD3 | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.09% |
| RONALD L MCFARLAND3 | 113 N BROAD ST GROVE CITY, PA 16127 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.05% |
| RESCHINI AGENCY INC3 Filed as: THE RESCHINI GROUP | 922 PHILADELPHIA ST INDIANA, PA 15701 | DELTA DENTAL OF PENNSYLVANIA | $3K | — | $3K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,211 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1,211 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,422 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK | 911 | $64K |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 1,211 | $0 |
| Vision | HIGHMARK | 911 | $64K |
| Life insurance(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 825 | $220K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 825 | $177K |
| Prescription drug | HIGHMARK | 911 | $64K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 825 | $177K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,211 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.