| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP | 1007 MUMMA RD STE 200 WORMLEYSBURG, PA 17043 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 6.29% |
| RESCHINI AGENCY INC3 Filed as: THE RESCHINI GROUP | 922 PHILADELPHIA ST INDIANA, PA 15701 | HIGHMARK | $3K | — | $3K | 2.27% |
| TIMOTHY J SLATER3 | 821 WHITE OAK CIR PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $357 | $2K | 4.92% |
| RONALD L MCFARLAND | 113 N BROAD ST GROVE CITY, PA 16127 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 3.34% |
| DAVID E HAUCK3 | 2878 TREMONTE LANE ALISON PARK, PA 15101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $680 | $37 | $717 | 2.24% |
| ARICK MARTIN3 | 427 S MEADOWCROFT AVE PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $605 | $69 | $674 | 2.10% |
| TAMMY A MORGART3 | 13347 DEAN DRIVE NORTH HUNTINGTON, PA 15642 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | $0 | $26 | 0.08% |
| KATI NAIRN | 103 ERICSON CIRCLE BEAVER, PA 15009 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.02% |
| WILLLIAM E GOOD3 | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $0 | $3 | 0.01% |
| TIMOTHY J SLATER3 | 821 WHITE OAK CIR PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $243 | $67 | $310 | 6.00% |
| RONALD L MCFARLAND3 | 113 N BROAD ST GROVE CITY, PA 16127 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $182 | — | $182 | 3.52% |
| DAVID E HAUCK3 | 2878 TREMONTE LANE ALISON PARK, PA 15101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $174 | $6 | $180 | 3.49% |
| ARICK MARTIN3 | 427 S MEADOWCROFT AVE PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $109 | $13 | $122 | 2.36% |
| WILLLIAM E GOOD3 | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.08% |
| TIMOTHY J REED3 | 21 AZALEA DRIVE LUMBERTON, NJ 08048 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $286 | $92 | $378 | 9.78% |
| TIMOTHY J SLATER3 | 821 WHITE OAK CIR PITTSBURGH, PA 15228 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $106 | $38 | $144 | 3.72% |
| BRAD BIEL3 | 2 GOLD ST NEW YORK, NY 10038 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | $74 | $92 | 2.38% |
| THE WORKSIGHT GROUP LLC3 | 1050 WALL STREET WEST LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18 | $38 | $56 | 1.45% |
| DAVID E HAUCK3 | 2878 TREMONTE LANE ALISON PARK, PA 15101 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | — | $33 | 0.85% |
| RONALD L MCFARLAND3 | 113 N BROAD ST GROVE CITY, PA 16127 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 0.62% |
| WILLLIAM E GOOD3 | 311 BOWIE STREET AUSTIN, TX 78703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.08% |
| RESCHINI AGENCY INC3 Filed as: THE RESCHINI GROUP | 922 PHILADELPHIA ST INDIANA, PA 15701 | DELTA DENTAL OF PENNSYLVANIA | $3K | — | $3K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RESCHINI AGENCY INC INSURANCE AGENT | Insurance agents and brokers Service code 22 | 922 PHILA ST INDIANA, PA 15701 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,309 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,309 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | HIGHMARK | 908 | $136K |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 1,309 | $0 |
| Vision(4 contracts, 4 carriers) | HIGHMARK | 908 | $136K |
| Life insurance(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 836 | $195K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 836 | $154K |
| Prescription drug(4 contracts, 4 carriers) | HIGHMARK | 908 | $136K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 836 | $154K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,309 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.