| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHRISTINA CANTWELL3 | 9112 ARBOR GLEN LN CHARLOTTE, NC 28210 | AFLAC | $26K | $1K | $27K | 9.16% |
| JONATHAN DUNN3 | 9112 ARBOR GLEN LN CHARLOTTE, NC 28210 | AFLAC | $8K | $262 | $8K | 2.73% |
| DAVID SCHENKEL JR3 Filed as: DAVID SCHENKEL, JR | 2141 INDUSTRIAL PKWY STE 204 SILVER SPRING, MD 20904 | AFLAC | $6K | $264 | $6K | 2.10% |
| LAUREN GREENWOOD3 | 1026 PENNINGTON DR LANCASTER, SC 29720 | AFLAC | $5K | $40 | $5K | 1.81% |
| GINGER M KESSEL3 Filed as: GINGER KESSEL | 7622 CARRINGTON FOREST LN MATTHEWS, NC 28105 | AFLAC | $4K | — | $4K | 1.17% |
| CRISTINA RIOS3 | 5980 RICHMOND HWY APT 405 ALEXANDRIA, VA 22303 | AFLAC | $3K | — | $3K | 0.92% |
| BRYAN FISH3 | 4050 CANDLE LIGHT DR DAYTON, MD 21036 | AFLAC | $2K | — | $2K | 0.68% |
| ANASTASIA BARANOV3 | 1905 CARTER MILL WAY BROOKEVILLE, MD 20833 | AFLAC | $2K | $85 | $2K | 0.57% |
| YOHANIS SMITH3 | 42 COLONIAL DR CHARLES TOWN, WV 25414 | AFLAC | $1K | $112 | $2K | 0.52% |
| RAYMOND BLANKENSHIP3 | 349 MAKRET ST W APT 117 GAITHERSBURG, MD 20878 | AFLAC | $2K | — | $2K | 0.52% |
| MICHAEL K PORTER3 Filed as: MICHAEL PORTER | 4975 LACROSS RD STE 201 NORTH CHARLESTON, SC 29406 | AFLAC | $2K | — | $2K | 0.50% |
| JUSTIN E GRIESINGER3 Filed as: JUSTIN GRIESINGER | 8111 WAXHAW CREEK RD WAXHAW, NC 28173 | AFLAC | $1K | $207 | $1K | 0.46% |
| KELLY MCGARRY3 | 4750 N ORACLE RD STE 214 TUSCON, AZ 85705 | AFLAC | $853 | $74 | $927 | 0.31% |
| BETH ANN PETRONE3 Filed as: BETH PETRONE | 9209 KUNKELS MILL RD KEMPTON, PA 19529 | AFLAC | $777 | — | $777 | 0.26% |
| MICHAEL SUMMERS3 | 6204 CHEVERLY PARK DR CHEVERLY, MD 20785 | AFLAC | $750 | — | $750 | 0.25% |
| SARA MARQUES3 | 2142 INDUSTRIAL PARKWAY SILVER SPRING, MD 20904 | AFLAC | $726 | — | $726 | 0.24% |
| DONALD PRITCHETT3 | 6729 GREEN MILL WAY COLUMBIA, MD 21044 | AFLAC | $692 | — | $692 | 0.23% |
| ERIC DWIGGINS3 | 221 NORTHERN BLVD WILMINGTON, NC 28401 | AFLAC | $570 | — | $570 | 0.19% |
| ANA DAIGLE BURNSIDE3 | 13309 CANTERBURY CASTLE DR CHARLOTTE, NC 28273 | AFLAC | $430 | $77 | $507 | 0.17% |
| MATTHEW J MITTAN3 Filed as: MATTHEW MITTAN | PO BOX 19541 ASHEVILLE, NC 28815 | AFLAC | $462 | — | $462 | 0.15% |
| LORETTA MCNEIL3 | 8111 WAXHAW CREEK RD WAXHAW, NC 28173 | AFLAC | $270 | $177 | $447 | 0.15% |
| KAREN S LEIGHTY3 Filed as: KAREN LEIGHTY | 729 PATTIE RD BUCKINGHAM, VA 23921 | AFLAC | $352 | — | $352 | 0.12% |
| NICHOLAS BLUMERT3 | 12 YARDLEY CT MARTINSBURG, WV 25405 | AFLAC | $334 | — | $334 | 0.11% |
| WILLIAM JOHNSON3 | 471 WATERFORDS EDGE CT ATCO, NJ 08004 | AFLAC | $247 | $86 | $333 | 0.11% |
| MORIAH GRIESINGER3 | 8111 WAXHAW CREEK RD WAXHAW, NC 28173 | AFLAC | $322 | — | $322 | 0.11% |
| MATTHEW G BURNSIDE3 Filed as: MATTHEW BURNSIDE | 13309 CANTERBURY CASTLE DR CHARLOTTE, NC 28273 | AFLAC | $316 | — | $316 | 0.11% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE CT 2ND FL MARRIOTTSVILLE, MD 21104 | AFLAC | $268 | — | $268 | 0.09% |
| ROBERT CARTER3 | 95 BERKSHIRE DR. FALLING WATERS, WV 25419 | AFLAC | $247 | $19 | $266 | 0.09% |
| JEREMY A FELDMAN3 Filed as: JEREMY FELDMAN | 15324 SWEETBAY ST. WOODBINE, MD 21797 | AFLAC | $248 | — | $248 | 0.08% |
| KRISTIN SWISHER3 | 4975 LACROSS RD. STE 201 NORTH CHARLESTON, SC 29406 | AFLAC | $228 | — | $228 | 0.08% |
| NORTH EAST EMPIRE INC3 Filed as: NORTH EAST EMPIRE INC. | 268 E END CTR WILKES BARRE, PA 18702 | AFLAC | $228 | — | $228 | 0.08% |
| JACK ALBERT MARTIN3 Filed as: JACK MARTIN | 268 E END CTR. WILKES BARRE, PA 18702 | AFLAC | $197 | — | $197 | 0.07% |
| DALE ARTHUR LOVELLE3 Filed as: DALE LOVELLE | 1427 RISING SUN AVE LANGHORNE, PA 19047 | AFLAC | $188 | — | $188 | 0.06% |
| NICHOLAS CAFFREY3 | 4601 E SKYLINE DR APT 917 TUCSON, AZ 85718 | AFLAC | $151 | $21 | $172 | 0.06% |
| JEFFREY CHUBB3 | 520 W 4TH ST STE 1A WILLIAMSPORT, PA 17701 | AFLAC | $166 | — | $166 | 0.06% |
| LANCE ALEXANDE EURY3 Filed as: LANCE EURY | 18856 BENT WILLOW CIR APT 932 GERMANTOWN, MD 20874 | AFLAC | $165 | — | $165 | 0.06% |
| SETH ROSS3 | 519 MYSTIC POINT DR BLUFFTON, SC 29909 | AFLAC | $158 | — | $158 | 0.05% |
| MICHAEL C WALKER3 Filed as: MICHAEL FIEDLER | 8 SEWARD DR. OCEAN, NJ 07712 | AFLAC | $150 | — | $150 | 0.05% |
| ENROLLEASE3 Filed as: MARK CLARKE | 317 WILLOW AVE. CAMP HILL, PA 17011 | AFLAC | $88 | $38 | $126 | 0.04% |
| BRANDI L REITER3 Filed as: BRANDI REITER | 330 GOEBEL AVE. SAVANNAH, GA 31404 | AFLAC | $120 | — | $120 | 0.04% |
| NANCY R. MITNICK3 Filed as: NANCY MITNICK | 501 DUSTY LN LINWOOD, NJ 08221 | AFLAC | $112 | — | $112 | 0.04% |
| EDWIN VEGA3 | 134 PINECOVE AVE. ODENTON, MD 21113 | AFLAC | $108 | — | $108 | 0.04% |
| JOEL WATERS3 | 3106 ENSLOW AVE RICHMOND, VA 23222 | AFLAC | $103 | — | $103 | 0.03% |
| KELLY LYNN FELDMAN3 Filed as: KELLY FELDMAN | 15324 SWEETBAY ST. WOODBINE, MD 21797 | AFLAC | $92 | — | $92 | 0.03% |
| RHONDA NEWMAN3 | 3336 OFFUTT RD. RANDALLSTOWN, MD 21133 | AFLAC | $83 | — | $83 | 0.03% |
| KELSEY N STRINE3 Filed as: KELSEY STRINE | 6729 GREEN MILL WAY COLUMBIA, MD 21044 | AFLAC | $81 | — | $81 | 0.03% |
| VICTORIA SHAFER3 | 2713 LINKS CT ELLICOTT CITY, MD 21042 | AFLAC | $67 | — | $67 | 0.02% |
| SUSAN HAMER3 | 120 W ALLEN ST. STE 20 HENDERSONVILLE, NC 28792 | AFLAC | $66 | — | $66 | 0.02% |
| TRACEY E HARMON3 Filed as: TRACEY HARMON | 1736 GORDON AVE. WINDSOR MILL, MD 21244 | AFLAC | $61 | — | $61 | 0.02% |
| JOSE A SCHIENEMAN3 Filed as: JOSE SCHIENEMAN | 4515 S MCCLINTOCK DR. STE 212 TEMPE, AZ 85282 | AFLAC | $40 | $14 | $54 | 0.02% |
| CODY MOSS3 | 2203 GLENMORE RD. SCOTTSVILLE, VA 24590 | AFLAC | $43 | — | $43 | 0.01% |
| DAVID SPENCER3 | 2470 W ROUTE 897 DENVER, PA 17517 | AFLAC | $35 | $8 | $43 | 0.01% |
| ROBERT LONG3 | TO THE ESTATE OF 5524 LIBER COURT GAINESVILLE, VA 20155 | AFLAC | $32 | — | $32 | 0.01% |
| ERIC R MACDOUGALL3 Filed as: ERIC MACDOUGALL | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $32 | — | $32 | 0.01% |
| ELIZABETH HARKEY3 | 501 N CHURCH ST. STE 300 CHARLOTTE, NC 28202 | AFLAC | $29 | — | $29 | 0.01% |
| ANTHONY ALMODOVAR3 | 3605 VARTAN WAY STE 304 HARRISBURG, PA 17110 | AFLAC | $19 | $8 | $27 | 0.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL SHIOMOS | 44 MONROE DR. CLEMENTON, NJ 08021 | AFLAC | $26 | — | $26 | 0.01% |
| JAMIE JONES3 | 12826 ENGLISH WALNUT LN CHARLOTTE, NC 28215 | AFLAC | $21 | $5 | $26 | 0.01% |
| MARY KAYE WASHO3 Filed as: MARY WASHO | 106 CEDAR BLUFF CT STE 315 ALEDO, TX 76008 | AFLAC | $22 | — | $22 | 0.01% |
| JAMES ZOMBRO3 | 170 KENTUCKY LN BERKELEY SPRINGS, WV 25411 | AFLAC | $21 | — | $21 | 0.01% |
| EDIANA MARTINEZ3 | 1611 TOMAHAWK CT VINELAND, NJ 08361 | AFLAC | $21 | — | $21 | 0.01% |
| JAMES HAWKINS3 | 2141 INDUSTRIAL PKWY STE 204 SILVER SPRING, MD 20904 | AFLAC | $17 | — | $17 | 0.01% |
| MARK WARE3 | 310 SHOREWOOD DR MINERAL, VA 23117 | AFLAC | $17 | — | $17 | 0.01% |
| DEAN B GRIFFITH3 Filed as: DEAN GRIFFITH | 510 WINDY RIDGE RD FRONT ROYAL, VA 22630 | AFLAC | $15 | — | $15 | 0.01% |
| MICHAEL BUTTERFIELD3 | 2021 NEW RD STE 12B LINWOOD, NJ 08221 | AFLAC | $14 | — | $14 | 0.00% |
| TIMOTHY CAVAZOS3 | 108 ANDREW LINDSEY WILLIAMSBURG, VA 23185 | AFLAC | $13 | — | $13 | 0.00% |
| JOHN M WASHO3 Filed as: JOHN WASHO | 106 CEDAR BLUFF CT ALEDO, TX 76008 | AFLAC | $12 | — | $12 | 0.00% |
| DIVYA JAIN3 | 4401 FAIR LAKES CT STE 304 FAIRFAX, VA 22033 | AFLAC | $11 | — | $11 | 0.00% |
| BOYD GLOVER JR3 Filed as: BOYD GLOVER, JR | 60 MOORCLIFFE LN VERONA, VA 24482 | AFLAC | $6 | — | $6 | 0.00% |
| BRIAN T BUFFONE3 Filed as: BRIAN BUFFONE | 646 HARVEST VIEW LN DUNCANSVILLE, PA 16635 | AFLAC | $4 | — | $4 | 0.00% |
| GEORGE T BARRETT3 Filed as: GEORGE BARRETT | 10301 BREAKWATER CT OCEAN CITY, MD 21842 | AFLAC | $4 | — | $4 | 0.00% |
| MARK D BARBIER3 Filed as: MARK BARBIER | 23 CROYDON LN OAK BROOK, IL 60523 | AFLAC | $2 | — | $2 | 0.00% |
| ROBERT PLANTE JR3 | 3530 WORTHINGTON BLVD URBANA, MD 21704 | AFLAC | $2 | — | $2 | 0.00% |
| IRENE E BROOKS3 Filed as: IRENE BROOKS | 101 COPPER BEECH LN WOMELSDORF, PA 19567 | AFLAC | $1 | — | $1 | 0.00% |
| ALICIA HALL3 | 14348 ROSETREE CT SILVER SPRING, MD 20906 | AFLAC | $1 | — | $1 | 0.00% |
| KELLY LEBSACK3 | 823 N ELM ST GREENSBORO, NC 27401 | AFLAC | $1 | — | $1 | 0.00% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | AETNA LIFE INSURANCE CO. | $20K | — | $20K | 8.08% |
| GEORGE AUDI3 | 2508 GODDARD AVE SINKING SPRING, PA 19608 | AETNA LIFE INSURANCE CO. | $2K | — | $2K | 0.99% |
| INSURANCE SPECIALTIES INC3 Filed as: INSURANCE SPECIALTIES | P.O. BOX 1809 CANDLER, NC 28715 | AETNA LIFE INSURANCE CO. | $1K | — | $1K | 0.42% |
| ROBERT C. WILLIAMS3 | 330 HARRIS HILL ROAD SHAVERTOWN, PA 18708 | AETNA LIFE INSURANCE CO. | $1K | — | $1K | 0.42% |
| JONATHAN DUNN3 | 9112 ARBOR GLEN LN CHARLOTTE, NC 28210 | AFLAC | $258 | $9 | $267 | 1.23% |
| CHRISTINA CANTWELL3 | 9112 ARBOR GLEN LN CHARLOTTE, NC 28210 | AFLAC | $172 | $47 | $219 | 1.01% |
| MARK WELCH3 | 303 E MAIN ST. AVON, NY 14414 | AFLAC | $181 | — | $181 | 0.84% |
| DAVID SCHENKEL JR3 Filed as: DAVID SCHENKEL JR. | 3746 COLLEGE AVE ELLICOTT CITY, MD 21043 | AFLAC | $154 | — | $154 | 0.71% |
| SHANNON GERACE3 | 1411 CHILI AVE STE 3 ROCHESTER, NY 14624 | AFLAC | $104 | $38 | $142 | 0.66% |
| PENNY EATON3 | 7880 STEUBEN ST. HOLLAND PATENT, NY 13354 | AFLAC | $133 | — | $133 | 0.61% |
| BRYAN FISH3 | 638 SIDELING CT SYKESVILLE, MD 21784 | AFLAC | $126 | — | $126 | 0.58% |
| JOSEPH P CALARCO3 Filed as: JOSEPH CALARCO | 63 GENESEE ST. STE 2, PO BOX 130 AUBURN, NY 13021 | AFLAC | $103 | $6 | $109 | 0.50% |
| DARBY SMITH3 | 89 CEDAR ST. APT 106 MORRISVILLE, NY 13408 | AFLAC | $66 | $30 | $96 | 0.44% |
| DEIDRE F LOBAUGH3 Filed as: DEIDRE LOBAUGH | 44A WELLINGTON CT WILLIAMSVILLE, NY 14221 | AFLAC | $69 | $20 | $89 | 0.41% |
| TERESA STRONG3 | PO BOX 52 MACEDON, NY 14502 | AFLAC | $78 | — | $78 | 0.36% |
| TIMOTHY J. STANTON3 Filed as: TIMOTHY STANTON | 194 GENESEE ST. AVON, NY 14414 | AFLAC | $77 | — | $77 | 0.36% |
| DAWN PELLERIN3 | 34 TAMARACK DR. NEW HARTFORD, NY 13413 | AFLAC | $64 | $6 | $70 | 0.32% |
| PAUL SAMUEL OWENS3 Filed as: PAUL OWENS | 279 RIVER ST. ROCHESTER, NY 14612 | AFLAC | $58 | $8 | $66 | 0.30% |
| STEPHEN CONNORS3 | 108 HUNTSHILL RD. SYRACUSE, NY 13209 | AFLAC | $65 | — | $65 | 0.30% |
| STEVEN DALABA3 | 7683 SEDGEWICK RIDGE RD. LEWISVILLE, NC 27023 | AFLAC | $45 | — | $45 | 0.21% |
| DEBRA PARKER3 | 20 BOWEN ST AUBURN, NY 13021 | AFLAC | $45 | — | $45 | 0.21% |
| JOHN R. CRIST3 Filed as: JOHN CRIST | 29 WELLWORTH PL CHEEKTOWAGA, NY 14225 | AFLAC | $33 | — | $33 | 0.15% |
| BRENDAN MCCARTHY AND CREW INC3 | 39 SAGINAW DR. STE 2 ROCHESTER, NY 14623 | AFLAC | $24 | $8 | $32 | 0.15% |
| JEFF DALABA3 | 8500 GILLY FLOWER CT BALDWINSVILLE, NY 13027 | AFLAC | $30 | — | $30 | 0.14% |
| PATRICK J ENGASSER3 Filed as: PATRICK ENGASSER | 190 CONANT DR. TONAWANDA, NY 14223 | AFLAC | $24 | $4 | $28 | 0.13% |
| DAVID MORNINGSTAR3 | 4281 BUCKSKIN WOOD DR. ELLICOTT CITY, MD 21042 | AFLAC | $26 | — | $26 | 0.12% |
| LAUREN GREENWOOD3 | 1026 PENNINGTON DR. LANCASTER, SC 29720 | AFLAC | $22 | — | $22 | 0.10% |
| JEREMEY FELDMAN3 | 15324 SWEETBAY ST. WOODBINE, MD 21797 | AFLAC | $18 | — | $18 | 0.08% |
| MICHAEL P FARLEY3 Filed as: MICHAEL FARLEY | 1412 SWEET HOME RD. STE 2 AMHERST, NY 14228 | AFLAC | $14 | $4 | $18 | 0.08% |
| EDWARD D YATES JR3 Filed as: EDWARD YATES JR. | 2063 COUNTY ROUTE 8 OSWEGO, NY 13126 | AFLAC | $14 | — | $14 | 0.06% |
| KELLY LYNN FELDMAN3 Filed as: KELLY FELDMAN | 15324 SWEETBAY ST. WOODBINE, MD 21797 | AFLAC | $8 | — | $8 | 0.04% |
| EDWIN VEGA3 | 134 PINECOVE AVE. ODENTON, MD 21113 | AFLAC | $8 | — | $8 | 0.04% |
| JOAN BUTLER3 | 1971 WESTERN AVE. STE 3 #162 ALBANY, NY 12203 | AFLAC | $8 | — | $8 | 0.04% |
| STASH WOJESKI3 | PO BOX 960 NORTH CHATHAM, NY 12132 | AFLAC | $6 | — | $6 | 0.03% |
| JANINE FOX3 | 18 HAVILAND DR. SCHENECTADY, NY 12302 | AFLAC | $5 | — | $5 | 0.02% |
| MARY R COLEMAN3 Filed as: MARY COLEMAN | 44 RIDGE RD. RENSSELAER, NY 12144 | AFLAC | $4 | — | $4 | 0.02% |
| BRAD JONES AND ASSOCIATES INC3 | 19 BRITISH AMERICAN BLVD LATHAM, NY 12110 | AFLAC | $4 | — | $4 | 0.02% |
| LAURIE SMITH3 | 577 TRUESDALE HILL RD. LAKE GEORGE, NY 12845 | AFLAC | $2 | — | $2 | 0.01% |
| HILARY RADOLEC3 | 4801 FAIRMONT AVE. APT 713 BETHESDA, MD 20814 | AFLAC | $2 | — | $2 | 0.01% |
| KELLY A IRVINE3 Filed as: KELLY IRVINE | 20620 EAST GOLDEN ELM DR. ESTERO, FL 33928 | AFLAC | $2 | — | $2 | 0.01% |
| DUCK & COVER NY INC3 Filed as: DUCK & COVER NY INC. | 17 DALAMAR CT LATHAM, NY 12110 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,014 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,017 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | AFLAC | 329 | $322K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,096 | $187K |
| Vision | VISION BENEFITS OF AMERICA | 584 | $29K |
| Life insurance | AETNA LIFE INSURANCE CO. | 1,014 | $251K |
| Short-term disability | AETNA LIFE INSURANCE CO. | 1,014 | $251K |
| Long-term disability | AETNA LIFE INSURANCE CO. | 1,014 | $251K |
| Other(3 contracts, 2 carriers) | AFLAC | 1,014 | $573K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,096 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.