| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONSOLIDATED BENEFITS INC3 Filed as: CONSOLIDATED BENEFITS INC. | 2500 ELMERTON AVE HARRISBURG, PA 17177 | COMPANION LIFE INSURANCE COMPANY | $2K | $5 | $2K | 10.03% |
| CONSOLIDATED BENEFITS INC3 | 2500 ELMERTON AVE. HARRISBURG, PA 17110 | COMPANION LIFE INSURANCE COMPANY | $935 | $5 | $940 | 5.60% |
| STEPHEN G SCHULTZ3 | 231 SOUTH 3RD STREET CATAWISSA, PA 17820 | AFLAC | $428 | $15 | $443 | 4.66% |
| JEFFREY CHUBB3 | 520 WEST 4TH STREET SUITE 1A WILLIAMSPORT, PA 17701 | AFLAC | $166 | $3 | $169 | 1.78% |
| JOSEPH B MCGINTY JR3 | 1150 GLENLIVET DRIVE SUITE A13 ALLENTOWN, PA 18106 | AFLAC | $115 | $3 | $118 | 1.24% |
| C A LUPP INC3 | 940 EAST PARK DRIVE SUITE 300 HARRISBURG, PA 17111 | AFLAC | $76 | — | $76 | 0.80% |
| GEARY L WALIZER3 | PO BOX 946 LOCK HAVEN, PA 17745 | AFLAC | $55 | — | $55 | 0.58% |
| FRED A REEDER3 | 380 EAST MAIN STREET LOCK HAVEN, PA 17745 | AFLAC | $37 | — | $37 | 0.39% |
| JOHN M WASHO3 | 106 CEDAR BLUFF COURT ALEDO, TX 76008 | AFLAC | $28 | — | $28 | 0.29% |
| DANIEL CERO3 | 1936 MOUNT VIEW AVENUE MONTOURSVILLE, PA 17754 | AFLAC | $21 | — | $21 | 0.22% |
| SUSAN J CHUBB3 | 520 WEST 4TH STREET SUITE 1A WILLIAMSPORT, PA 17701 | AFLAC | $20 | — | $20 | 0.21% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE ROAD PHILADELPHIA, PA 19125 | AFLAC | $18 | — | $18 | 0.19% |
| MARK D BARBIER3 | 23 CROYDON LANE OAK BROOK, IL 60523 | AFLAC | $6 | — | $6 | 0.06% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $5 | — | $5 | 0.05% |
| DARREN D RIDDLE3 Filed as: DARREN D. RIDDLE | 7850 AVONDALE TERRACE HARRISBURG, PA 17112 | AFLAC | $5 | — | $5 | 0.05% |
| RYAN K GOLDBERG3 | 103 CHURCH STREET #3 PHILADELPHIA, PA 19106 | AFLAC | $5 | — | $5 | 0.05% |
| IRENE E BROOKS3 | 101 COPPER BEECH LANE WOMELSDORF, PA 19567 | AFLAC | $3 | — | $3 | 0.03% |
| MARTIN E BYSTROM3 | 253 MINORCA BEACH WAY APT 305 NEW SMYRNA BEACH, FL 32169 | AFLAC | $3 | — | $3 | 0.03% |
| STEVEN G SCHULTZ3 | 231 SOUTH 3RD STREET CATAWISSA, PA 17820 | AFLAC | $414 | — | $414 | 5.74% |
| JEFFREY CHUBB3 | 520 W FOURTH STREET STE 1A WILLIAMSPORT, PA 17701 | AFLAC | $184 | — | $184 | 2.55% |
| JOSEPH B MCGINTY JR3 | 1150 GLENLIVET DRIVE SUITE A13 ALLENTOWN, PA 18106 | AFLAC | $84 | — | $84 | 1.17% |
| C A LUPP INC3 Filed as: C A LUPP, INC. | 940 E PARK DRIVE STE 300 HARRISBURG, PA 17111 | AFLAC | $82 | — | $82 | 1.14% |
| SUSAN J CHUBB3 | 520 W FOURTH STREET STE 1A WILLIAMSPORT, PA 17701 | AFLAC | $76 | — | $76 | 1.05% |
| DANIEL CERO3 | 1936 MOUNT VIEW AVENUE MONTOURSVILLE, PA 17754 | AFLAC | $49 | — | $49 | 0.68% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE ROAD PHILADELPHIA, PA 19125 | AFLAC | $19 | — | $19 | 0.26% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $6 | — | $6 | 0.08% |
| DARREN D RIDDLE3 | 7850 AVONDALE TERRACE HARRISBURG, PA 17112 | AFLAC | $6 | — | $6 | 0.08% |
| RYAN K GOLDBERG3 | 103 CHURCH STREET #3 PHILADELPHIA, PA 19106 | AFLAC | $6 | — | $6 | 0.08% |
| MARTIN E BYSTROM3 | 253 MINORCA BEACH WAY APT 305 NEW SMYRNA, FL 32169 | AFLAC | $4 | — | $4 | 0.06% |
| CONSOLIDATED BENEFITS INC3 Filed as: CONSOLIDATED BENEFITS INC. | 2500 ELMERTON AVE HARRISBURG, PA 17177 | COMPANION LIFE INSURANCE COMPANY | $689 | $5 | $694 | 15.12% |
| CONSOLIDATED BENEFITS INC3 | 2500 ELMERTON AVE. HARRISBURG, PA 17110 | COMPANION LIFE INSURANCE COMPANY | $344 | $5 | $349 | 7.60% |
| CONSOLIDATED BENEFITS INC3 Filed as: CONSOLIDATED BENEFITS INC. | 2500 ELMERTON AVE. HARRISBURG, PA 17177 | COMPANION LIFE INSURANCE COMPANY | $28 | $5 | $33 | 11.87% |
| CONSOLIDATED BENEFITS INC3 Filed as: CONSOLIDATED BENEFITS INC. | 2500 ELMERTON AVE. HARRISBURG, PA 17110 | COMPANION LIFE INSURANCE COMPANY | $15 | $5 | $20 | 7.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 105 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 15 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts) | COMPANION LIFE INSURANCE COMPANY | 94 | $22K |
| Other(4 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 94 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 94 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.