Welfare broker

STEPHEN G SCHULTZ

Mailing address (most recent filing)

231 S 3RD ST.

CATAWISSA, PA 19125

Total comp: $6K
Commissions: $3K
Fees: $3K
Filings: 4
Sponsors: 4

Carrier mix

Where STEPHEN G SCHULTZ places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HM LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HM LIFE INSURANCE COMPANY	1	$176K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$176K	0.0%	24.17x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STEPHEN G SCHULTZ's plans by broker comp / premium ratio. Median 10.89% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of STEPHEN G SCHULTZ's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where STEPHEN G SCHULTZ is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EVERGREEN OILFIELD SOLUTIONS, LLC EVERGREEN OILFIELD SOLUTIONS, LLC EMPLOYEE BENEFIT PLAN (501)	PA	$176K	$19K	HM LIFE INSURANCE COMPANY