| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN AND PIKE INC | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $49K | $10K | $59K | 4.64% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN AND PIKE INC | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | LINCOLN NATIONAL LIFE INSURANCE CO | $6K | — | $6K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN AND PIKE INC | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | LINCOLN NATIONAL LIFE INSURANCE CO | $4K | — | $4K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN AND PIKE | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | LINCOLN NATIONAL LIFE INSURANCE CO | $6K | $285 | $6K | 25.08% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: WORKPLACE SOLUTIONS INC | 120 GILLS PKWY COLUMBIA, SC 29209 | LINCOLN NATIONAL LIFE INSURANCE CO | $470 | — | $470 | 1.97% |
| JN SAVASTA CORP3 Filed as: J N SAVASTA | 1350 BROADWAY SUITE 410 NEW YORK, NY 10018 | LINCOLN NATIONAL LIFE INSURANCE CO | $129 | — | $129 | 0.54% |
| JGG INSURANCE SERVICES LLC3 Filed as: JGG INSURANCE SVCS LLC | 175 N GIBSON RD HENDERSON, NV 89104 | LINCOLN NATIONAL LIFE INSURANCE CO | $82 | — | $82 | 0.34% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN AND PIKE | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | LINCOLN NATIONAL LIFE INS CO | $1K | — | $1K | 11.57% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN AND PIKE | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | LINCOLN NATIONAL LIFE INSURANCE CO | $4K | $161 | $4K | 44.15% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: WORKPLACE SOLUTIONS INC | 120 GILLS PKWY COLUMBIA, SC 29209 | LINCOLN NATIONAL LIFE INSURANCE CO | $454 | — | $454 | 4.91% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SVCS LLC | 8311 W SUNSET RD., STE 120 LAS VEGAS, NV 89119 | LINCOLN NATIONAL LIFE INSURANCE CO | $175 | — | $175 | 1.89% |
| JN SAVASTA CORP3 Filed as: J N SAVASTA CORP | 1350 BROADWAY SUITE 410 NEW YORK, NY 10018 | LINCOLN NATIONAL LIFE INSURANCE CO | $13 | — | $13 | 0.14% |
| JGG INSURANCE SERVICES LLC3 Filed as: JGG INSURANCE SVCS LLC | 175 N GIBSON RD HENDERSON, NV 89104 | LINCOLN NATIONAL LIFE INSURANCE CO | $7 | — | $7 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 258 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 258 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 258 | $1.3M |
| Dental | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 258 | $1.3M |
| Vision | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 258 | $1.3M |
| Life insurance(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE CO | 554 | $38K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE CO | 119 | $37K |
| Prescription drug | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 258 | $1.3M |
| Other(4 contracts) | LINCOLN NATIONAL LIFE INSURANCE CO | 554 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 554 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.